Can I set up a rural commercial bank card in Zhuhai to come to Foshan now?

No, only one person can open a card at the bank.

Handle bank card regulations.

1, the same mobile phone number corresponds to the same ID card. At present, with the use of SMS verification code, SMS balance reminder and important notice, mobile phones have become an important means for banks and payment institutions to verify personal identity and protect the safety of personal funds. Banks and payment institutions shall establish a one-to-one correspondence between contact telephone numbers and personal identity document numbers. If the rationality cannot be proved, the counter business of the relevant bank account and all business of the payment account shall be suspended.

2. Each bank can only handle one savings card. According to the regulations of the central bank, starting from 20 16 12 1, the same person can only open one class I account (bank settlement account, including bank card, the same below) in the same bank. If a Class I account has been opened, a Class II account or a Class III account shall be opened. According to the explanation of the central bank, the Class I account in the personal settlement account is an account opened by the current individual at the bank counter and verified on the spot, with complete functions; Class II and III households are bank accounts opened through electronic channels such as bank counters or the Internet, which have limited functions and need to be bound with Class I households; At the same time, the central bank also divides payment accounts into categories I, II and III.

3.ATM transfer can be cancelled within 24 hours+February 1. ATM, mobile phone and online banking transfer are a little troublesome. If you transfer money at ATM, it will take 24 hours to get the account, whether you choose to receive it in real time, in an ordinary account or the next day. If you transfer the wrong account or get cheated, you can recover the money, but you should also be wary of new scams!

4. Restrictions on the transfer amount by WeChat and Alipay:

1. Banks and payment institutions have agreed with customers in advance on the limit and number of transactions. If the amount exceeds the limit and the number of transactions, the bank account shall be transferred at the bank counter, and the payment account shall not be handled.

Second, strengthen security verification means. In addition to transferring money to my colleague's bank account, the bank also handles counter transfer business for individuals. If the accumulated amount per day exceeds 50,000 yuan, a safe and reliable payment instruction verification method such as digital certificate or electronic signature shall be adopted.

Third, set up large transaction reminders. If the daily cumulative amount of non-counter transfer in bank accounts of units and individuals exceeds 6,543,800 yuan and 300,000 yuan respectively, the bank will remind them of the large transaction, and the units and individuals can make the transfer only after confirmation.

5. Suspend the counter business without trading accounts for half a year. According to the public security organs, some accounts will not be activated immediately after criminals buy a large number of accounts and open fake accounts. Under normal circumstances, individuals will be activated immediately after opening an account, and accounts that have not been used for a long time should be highly concerned as abnormal situations. In the new regulations issued by the central bank, it is also stipulated that banks should suspend counter business and payment institutions should suspend all business for accounts with no transaction records within 6 months from the date of opening an account until units and individuals re-verify their identities with banks and payment institutions.

6. The handling fee for cash withdrawal and transfer in different places of the same bank is to reduce the transfer cost of residents. The central bank issued 26 1 on September 30th, which stipulates that banks will charge fees for cash withdrawal and transfer in different places, which will be free within three months from the date of this notice. That is to say, at the latest around 20 17 65438+ 10/0, citizens will handle the transfer business in the same bank, and the cash withdrawal and transfer in different places are free.

After 7.5 months 1, the magnetic stripe transaction function of the bank card will be closed. In June last year, the Notice on Further Strengthening the Risk Management of Bank Cards issued by the People's Bank of China required that the magnetic stripe transactions of chip magnetic stripe composite cards should be completely closed from May 20 1 July1day, and required commercial banks to speed up the progress of replacing existing magnetic stripe cards with financial ic cards. It should be noted that closing the downgrade transaction is only for composite cards, and pure magnetic stripe cards are not affected. Bank staff said that in order to ensure the safety of funds, it is recommended to bring your ID card and original card to the bank as soon as possible to upgrade to a chip card. At present, most banks provide free magnetic stripe card upgrade services, and a few banks charge part of the fees. When replacing the magnetic stripe card, you can apply to the bank to keep the card number.