Is this message a liar?

I just got one, too It says that I bought 12800 gold jewelry with my credit card, and my phone number is also 022-60522 196, but he wrote the credit card department of CCB later. . It's suspicious in itself: 1 It's not the SMS sent by the bank customer service 95533, but the mobile phone number. Check whether the number is from Jieyang, Guangdong. . I didn't use my card to spend money, but it seems that the liar has mastered the function of roaming the destination of the mobile phone. Why don't you call him back and tell him that it has been transferred to 1000, but it hasn't really been transferred to him. Let him go to the bank to check his account, let him run errands, or let him pay the local phone bill.