How long does it take to review the online withdrawal of Jinan provident fund?

How long does it take to review the online withdrawal of Jinan provident fund?

20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Funds, and liberalizing the provision that individuals withdraw provident funds to pay housing rent. The following is how long I spent sharing the online extraction and review of Jinan provident fund, hoping to help everyone.

Audit time:

Retirement withdrawal, overseas withdrawal, unemployment withdrawal, retirement withdrawal, resignation withdrawal and so on. : 3 working days;

Entrusted monthly withdrawal: completed on the same day.

Reminder: After the monthly withdrawal of commercial loans is accepted, it will be transferred from 10 to 12 every month (postponed in case of holidays); The monthly entrusted withdrawal of corporate loans will be transferred from 15 to 17 every month from the month after acceptance (postponed in case of holidays).

Time limit for online provident fund withdrawal

The applicant submits the application before 15:00 working day, and the materials are correct, and the application funds will be received on the same day.

If there is any doubt about the materials, the audit shall be completed within 3 working days. Applicants can query the application approval status at any time in the "Approval Progress Query" option.

If approved, the funds will be received in real time and notified by SMS.

It is understood that retirement withdrawal will also be "in one step" on the Internet next week, that is, the relevant retirement certificate raw materials will no longer be provided.

Expansion: Jinan Provident Fund Extraction Materials

1, Jinan provident fund purchase materials in this city

(1) If you purchase your own house and have not applied for a housing provident fund loan, you should provide the original and photocopy of the house ownership certificate and deed tax payment certificate of the purchased house;

(2) If the house ownership certificate has not been obtained, provide the original commercial house sales contract registered on Jinan Real Estate Information Online and the original and photocopy of the full purchase invoice uniformly printed by the tax authorities or the full payment receipt of Jinan real estate enterprises.

2. Jinan Provident Fund purchase materials in different places.

If you buy your own house in a different place, you should provide the original and photocopy of the house ownership certificate, the original and photocopy of the deed tax payment certificate, the original and photocopy of the commercial housing sales contract, and the original and photocopy of the full purchase invoice uniformly printed by the tax authorities.

3, Jinan provident fund rental materials

(1) If there is no self-owned house in this city, and the rent exceeds 15% of the family wage income, proof materials should be provided: the original and photocopy of the household registration book that proves the relationship between * * * and the family members who are living now, the original income certificate of the family members (if the family members have no income, the relevant certificate of the neighborhood office or community where they are located should be provided), the certificate of no self-owned house issued by the housing management department, and the certificate of house lease issued by the housing management department.

(2) If you need to pay rent or property fees to enjoy the minimum living guarantee for urban residents, you should provide proof materials: the original and photocopy of the minimum living guarantee certificate for urban residents, the house lease contract, the rent invoice, the property service fee invoice, etc.

4, Jinan provident fund retirement and other housing extraction materials.

(1). If you purchase your own house according to the relevant provisions of the housing reform policy, you should provide the original and photocopy of the property ownership certificate or the original and photocopy of the valid purchase invoice, and the purchase agreement or the housing reform allocation form.

(2) If the owner-owned house is purchased for demolition and resettlement and the housing provident fund loan is not applied, the original and photocopy of the Demolition Property Rights Exchange Agreement or the House Demolition and Resettlement Agreement and the Settlement Form for Demolition and Resettlement Compensation shall be provided.

(3) Proof materials that employees should provide to repay their own commercial housing loans for the first time: the inquiry results of this loan, the original commercial housing sales contract and housing loan contract registered online, and the original and photocopy of valid proof materials that the loan issued by the loan bank has been repaid for one year (the last twelve issues) are recorded in the credit investigation of China People's Bank.

(4) If the employee repays the commercial loan for self-owned housing and withdraws it again, it shall provide the supporting materials: the original commercial housing sales contract registered online, the valid repayment certificate for one year (the last twelve issues) or the original and photocopy of the supporting materials issued by the bank.

(5) If the employee repays all (or part) of the house purchase loan in advance, it shall provide the supporting materials: the original commercial house sales contract registered online, the original housing loan contract and the original and photocopy of the settlement certificate or early repayment certificate issued by the loan bank.

(6) If an employee officially retires, he/she shall provide supporting materials: the original and photocopy of the retirement certificate or the original and photocopy of the document approved by the unit for his/her retirement.

(7) In case of complete loss of labor ability and termination of labor relations with the unit, the certification materials shall be provided: the original and photocopy of the notice of labor ability appraisal conclusion issued by the labor ability appraisal department or the original and photocopy of the disability certificate (1-4 level) issued by the civil affairs department, and the original and photocopy of the certificate of termination of labor relations with the unit.

(8) In case of unemployment or termination of labor relations with our company for more than two years, if the male is over 50 years old and the female is over 45 years old, proof materials shall be provided: original and photocopy of unemployment certificate or termination (dissolution) of labor relations certificate.

(9) In case of death or being declared dead, proof materials shall be provided: the original and photocopy of the ID card of the heir or legatee, the death certificate and photocopy issued by the hospital, the public security department or the judicial department, and the inheritance certificate notarized by the notary department; If there is a dispute over inheritance or bequest, the originals and copies of legal documents such as court judgments, rulings or conciliation statements shall also be provided.

(10), certification materials to be provided for going abroad (territory) for settlement: the original and photocopy of the immigration approval document or long-term residence certificate of the country (region) for settlement.

(1 1). If the individual account of housing provident fund has been withdrawn in this city and established in a new work unit, the supporting materials shall be provided: the certificate of dissolution (termination) of labor relations with the unit, the original and photocopy of the admission notice, and the certificate of opening an account of housing provident fund issued by the housing provident fund management center of the new work unit. You can also transfer the account balance to the provident fund center in your new workplace by transferring money from different places.

(12), the certification materials that should be provided for employees and units with non-local registered permanent residence to terminate their labor relations or their registered permanent residence to move out of Jinan administrative area and leave the city for extraction:

A. For those who are not registered in this city, provide the original and photocopy of the certificate of dissolution (termination) of labor relations, household registration book, personal social security transfer slip or social security participation certificate.

B. If the household registration moves out of the administrative area of Jinan, provide the original and photocopy of the certificate of dissolution (termination) of labor relations issued by the household registration management department.

1, you can extract them all.

(1) Retirement;

(2) completely losing the ability to work and terminating the labor relationship with the unit;

(three) the account moved out of the administrative area of Jinan City or settled abroad;

(4) The employee dies or is declared dead during work;

2. It can be partially extracted

(1) Purchase, build, renovate and overhaul the urban self-occupied housing with property rights;

(two) to repay the principal and interest of individual housing provident fund loans;

(3) the rent exceeds the prescribed proportion of family wage income.

note:

1, which can be partially withdrawn: when the balance stored in the employee's own housing provident fund account is insufficient, the insufficient part can be withdrawn from the housing provident fund account of his spouse and immediate family members (my parents and children) with the same household registration at the same time, and the withdrawal amount is an integer multiple of 100 yuan.

2. If the rent exceeds the specified proportion of the family wage income, the rent exceeding 12% of the family income can be paid by the paid housing provident fund, and the withdrawal amount shall not exceed the rent actually paid by the family in that year exceeding 12% of the family wage income.

3, enjoy the minimum living guarantee for urban residents and pay the rent, you can withdraw the housing provident fund in the employee account once a year, and the amount of withdrawal shall not exceed the rent actually paid by the family in that year.

1, extraction time limit

(1) Time limit for extracting rent category

A. If you rent a house in this city without your own house, you can withdraw it once a year, and the interval between two withdrawals is not less than 12 months.

B, enjoy the minimum living guarantee for urban residents and need to pay rent or property management fees, can be extracted once a year, and the time interval between two extractions is not less than 12 months.

(2) the purchase period.

Within three years after obtaining valid vouchers and certification materials, the storage balance of housing provident fund shall be extracted at one time, and the total amount of extraction shall not exceed the actual expenditure of purchasing self-owned housing, and a set of housing can only be extracted once.

(three) other extraction period

Time limit for withdrawal of cancellation of housing provident fund account:

First, immediately approve the provident fund center that meets the extraction conditions.

B if the relevant information provided by the applicant needs to be investigated and verified, the provident fund center shall make a decision on approval or disapproval of withdrawal within 3 working days from the date of accepting the application, and notify the applicant.

Time limit for withdrawal of entrusted loan repayment of housing provident fund: the entrusted provident fund center will directly transfer the withdrawal amount to the joint housing provident fund card of the drawer or deposit it into other savings accounts of the bank by automatic transfer every year according to the signed agreement. Time limit for withdrawal of housing provident fund loan repayment: housing provident fund can be withdrawn once after one year of repayment of principal and interest as agreed in the loan contract, and the time interval between two withdrawals is not less than 12 months.

2, provident fund withdrawal to account time

Workers withdraw housing provident fund into the provident fund card, the management center on the same day to inform the Bank of Shang Hui; If it is transferred to the company settlement account, Jinan Provident Fund Management Center will inform the bank to transfer the money. Under normal circumstances, it can be transferred to the company settlement account within 3-5 working days.

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