Joke Collection Website - Public benefit messages - How to handle early withdrawal of RMB time deposits and convenient deposits through the counter of China Everbright Bank?
How to handle early withdrawal of RMB time deposits and convenient deposits through the counter of China Everbright Bank?
Fixed-term, fixed-term and convenient RMB savings deposit refers to the deposit that customers can withdraw at any time when they deposit in the bank, and the deposit interest is calculated at a 60% discount on the actual deposit interest rate of the same grade. If the deposit period is less than three months, interest shall be paid at the deposit rate; If the deposit term exceeds 1 year, the interest will be calculated at the fixed deposit rate of 1 year.
Features: both regular benefits and current convenience.
Minimum deposit: The minimum deposit is 50 yuan.
Term of deposit: the term of deposit is unlimited.
Deposit interest rate: if the deposit term is less than three months at the time of withdrawal, the current interest shall be paid according to the actual number of days; If the deposit period is more than three months (including three months) but less than half a year, the whole deposit period will bear interest at 60% of the three-month deposit rate on the withdrawal date; If the deposit term is more than half a year (including half a year) but less than one year, the lump sum deposit and withdrawal shall bear interest at a rate of 60% higher than the half-year deposit rate on the withdrawal date; If the deposit period is more than one year (including one year), no matter how long the deposit period is, the whole deposit period will bear interest at a discount of 60% at the one-year deposit rate on the withdrawal date.
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