Do you deduct money from buying IOUs?

How to deduct the white stripes in JD.COM?

Question1:When will the debit note from jd.com be deducted? Hello!

1. If the payment is made with white stripes, the payment will be deducted immediately;

2. If fast payment is used for automatic repayment, it will be deducted automatically the day before the repayment period of IOUs.

Question 2: will JD. com deduct money from the credit card immediately if it borrows money? Hi, JD.COM, the IOU should be paid from your IOU first (within the limit), and you will be prompted to pay before it expires (you'd better pay attention to the repayment period yourself). If you choose automatic repayment, you will automatically deduct money from your bank card (credit card) when it expires; If you don't choose automatic repayment, you'll have to repay it yourself. Ask customer service specifically.

Question 3: How is money deducted from IOUs in JD.COM? Similar to a tmall flower.

It is equivalent to a virtual credit card, which can be overdrawn and needs to be repaid on time. Details can be found in "My JD. Com "-"my IOUs ".

Question 4: How will JD.COM repay the loan after the installment payment? Do you deduct money directly from your card every month? First, use white bars to complete the payment. When you need to pay it back after 30 days, pay it back in installments, and then pay it back once a month. Unless you are bound to automatic repayment, it will not be deducted from the card.

Question 5: How to deduct the debt owed by 5:JD.COM, one-time deduction or monthly deduction? Tmall was pitted in stages. Although it is not a one-time deduction, you are required to have such an error in your card. If you apply for IOUs, you don't need to freeze the funds as long as the amount is enough, and then repay them on time every month. Tmall's is actually because you are not good enough and there are no places. If there is a quota, there is no need to ask for a freeze in Yu 'ebao. Do you want to save money online? Come on! Rice grain! ! The feedback range is very good.

Question 6:JD.COM didn't deduct money from the debit card? Hello! JD.COM IOUs payment is not deducted from your credit card, but after you apply for JD.COM IOUs, JD.COM Mall will give you a certain IOUs amount (provided that the application is successful, if the amount is 6000 yuan), then you will deduct it from this amount when you use IOUs (that is, deduct it from 6000 yuan).

Question 7: How did 7:JD.COM deduct the IOUs? The handling fee for more than 3 installments is 500x0.5%x installment.

Question 8: What's the problem with the white note of 8:JD.COM? I don't understand. Look at that. Will the bank balance be deducted? Hello, you will not automatically deduct the balance. You need to repay it within the specified date according to the record, otherwise the credit of the IOU will be affected.

Question 9: I returned the debt owed by JD.COM, and the bank showed that the money had been deducted. Why isn't it shown in JD.COM? The money will be automatically reversed within a week, and you will know it as soon as you check it. Don't worry, it's normal.

Question 10: I want to ask JD.COM how to repay the debt. Give money to the bank every month? Or deduct money from the bank card? The automatic deduction in the 5 o'clock punch card must be paid by card, otherwise it will be transferred to JD.COM.

Is there a charge for white stripes in JD.COM?

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The user only opened the JD.COM White Bar, and the White Bar won't charge any fees. Only when IOUs are used and there is no full repayment, IOUs will charge related fees. After the user opens the white note, he can't use the white note for a long time, which will neither generate additional expenses nor affect the user's personal credit information.

Users can choose to use white bars when they need them, or leave them open when they don't need them. After all, reopening the white strip may not be successful.

JD.COM white note: "JD. COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.

2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.

Is the money in the bank card deducted after the white note is paid?

No, JD.COM white bars and white flowers are similar to credit cards, and they are a kind of consumption in advance. JD.COM lent you the money equivalent to your shopping first, with a 30-day interest-free period. When the money expires, you will return it to JD.COM, and then it will be deducted from your bank card. There will be a penalty interest if it is overdue, and a credit report will be made at the meeting. If it is a large amount of consumption, you can choose staging and pay attention to the handling fee. In a word, JD.COM IOU will not deduct the money in the bank card when it is deducted, but only when it is repaid.

JD.COM IOUs System will set up automatic repayment by default, and will automatically deduct money according to the order of small coffers and bank cards. The system will automatically deduct the money on the last repayment date. If automatic repayment fails, JD.COM IOU will continue to deduct money. If the automatic deduction fails due to insufficient account balance, the system will try to deduct money again on the automatic repayment date. If the deduction fails after many attempts, the system will send a short message to remind the user that the automatic repayment failed and prompt the user to repay manually.

The following is to set the repayment method:

1, find a white note in my box and click it in. After entering the white note interface, click Repayment to enter the repayment setting interface.

2. In the repayment interface, slide down, there is an "automatic repayment" under *, and click in.

3. In the automatic repayment interface, there is an automatic repayment button. Click the button to open, and two agreements will pop up in the next step. You can check it out if you are interested. We just need to click agree.

4. After clicking "Agree", your personal information will pop up. At this point, you need to fill in your JD.COM account payment password, and then click "Confirm Opening" to open automatic repayment successfully.

5. After success, you can also set the repayment method, and choose * low repayment and full repayment. At the same time, you can also set the deduction order of automatic repayment.

The automatic deduction method provided by 6.JD.COM Baitiao is still worth setting. As long as the balance is enough, you don't have to worry about forgetting to repay. If JD.COM IOUs are phased, if automatic deduction is enabled, the total amount to be repaid each month will be automatically deducted. You should ensure that your debit account has enough money on the repayment date, otherwise forgetting to take the initiative to repay will affect your credit.

(glory X 10-JD. COM white strip)

I'm sorry, I wrote a white note with my credit card in JD.COM, and I used the white line to buy things. Am I withholding my credit card?

No, the credit card is only bound to information verification when it is activated.

The amount of IOUs used is IOUs, which need to be returned after use. There are two repayment methods of IOUs in JD.COM: manual repayment and automatic repayment. Specific operation reference steps are as follows:

I. Manual repayment

1. Manual repayment of bills by installments includes three repayment methods, namely "paid bill repayment", "unpaid bill repayment" and "paid off in full". Both the computer side and the APP side support repayment operations.

(1), paid by bill.

Computer-side operation path: Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment

Jingdong financial App operation path: jingdong financial APP home page-white note-white note available amount -X monthly bill-one-time payment.

② Repayment without bill of lading

Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment

Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-Not Paid-Paid off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

(3), all paid off.

Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.

Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-One-time Repayment (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

2. Order IOUs are used for manual repayment. You can choose a single repayment or a combination of multiple repayments.

① Computer-side consolidated repayment: my assets-my IOUs-will be repaid in the next 7 days.

② Single repayment on the computer side: My assets-my IOUs-are to be returned. Select the order to be repaid.

3. Mobile phone repayment: JD Finance APP- White Note-to be returned in the next seven days/this month-to be returned in full, and multiple bills can be combined or paid separately.

Second, automatic repayment:

After the order system starts the automatic repayment service, the system will automatically deduct the money the day before the last repayment date of each order. After the billing system starts the automatic repayment service, the system will automatically deduct the bills that need to be repaid one day before the repayment date. The automatic repayment path of the order system and the billing system is the same.

1. computer terminal: my assets-my IOU-automatic repayment enabled.

2. Mobile phone terminal: white note-white note limit-setting-automatic repayment.