How to display the balance of CCB savings card as 0?

1. If the money is in a fixed account, the current account will show a balance of 0. In this case, you can change your money from a fixed account to a current account.

2. If the money is in the electronic account, flash payment can only be made on the POS with flash payment function in the physical store. If you want to withdraw cash, you can only return the card.

3. If it is a wealth management card, there are multiple accounts in the card, such as fixed account and current account, so it is necessary to find out the balance of specific accounts. The available balance is zero, which means that your funds have been frozen. For example, if you buy a wealth management product, the money is frozen before it is taken away. Money can be seen, but it can't be used.

4. The credit line is the amount that can be overdrawn. If it is a positive number, it is the amount that can be overdrawn now; If it is negative, it means that your card has exceeded the limit and can't be used any more.

Extended data:

Bank account is the general name of deposit account, loan account and current account opened by customers in the bank. In China, according to regulations, all state organs, organizations, military units, schools, enterprises and institutions must open accounts in banks.

According to different purposes, bank accounts can be divided into basic deposit account, special accounts and auxiliary accounts. In the accounting institutions of bank accounting, in order to ensure the truthfulness, completeness and correctness of account books, subsidiary ledger and general ledger are classified records and reflections on the sources and use of funds caused by banking business and financial activities.

A bank account is a financial account between a financial institution and a bank customer, also known as an account (Hongkong and Macau) or an account (Taiwan Province and Chinese mainland). Bank accounts can be divided into deposit accounts, credit card accounts or other types of accounts provided by financial institutions.

Financial institutions notify customers of transactions in their bank accounts at specific times through bank statements. The account balance at a specific time is the customer's position in a financial institution.

In the United States, different banks or financial institutions will provide users with a variety of accounts with complex names to choose from when opening an account, but generally speaking, they will fall into the following three common categories.

In five subcategories: checking account, savings account and deposit account, in which checking account includes basic deposit account and interest-bearing account, and ordinary deposit account includes money market deposit account and certificate of deposit (usually abbreviated as CDs).

I believe everyone is familiar with this kind of account, which is what people often call "dead deposit". A certificate of deposit (CDs) has a minimum subscription amount (such as $5,000).

Agree with the bank on interest rates ranging from 3 months to 6 years. The longer the deposit time, the higher the interest rate. Under normal circumstances, after the certificate of deposit is issued, no additional deposit can be made, nor can cash be withdrawn at any time. Withdrawing money in advance before maturity will lose a large part of interest.

Matters needing attention

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

(Source: Baidu Encyclopedia: Precautions for Bank Cards)