What should I do if WeChat prompts that the payment amount exceeds 654.38+10,000 yuan?

1. When the system prompts that "the payment limit is 6,543.8+10,000 yuan/year", it means that the annual accumulated payment under your ID card name has reached the limit of 6,543.8+10,000 yuan, and you already have a Class III account under your name, so it is not supported to add it as a Class III account.

2. According to the Administrative Measures for Online Payment Services of Non-bank Payment Institutions, user payment accounts are divided into three categories: I, II and III, and only category III accounts support an annual cumulative change payment of more than 654.38+10,000 yuan. According to the regulatory requirements in Document No.261of the Central Bank, the same user is only allowed to open a Class III account. If a Class III account has been opened under this user name, other accounts may not be upgraded to Class III accounts.

Three, you can use cash, bank cards and other payment methods.

Extended data:

WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through mobile phones. Wechat payment is based on bank card fast payment, providing users with safe, fast and efficient payment services. 2017165438+123 October, the website of China Railway Customer Service Center 12306 launched the WeChat payment service function.

2065438+April 6, 2008, when consumers use WeChat wallet to scan static bar code payment, the maximum payment limit for a single day using change wallet does not exceed that in 500 yuan, and all bank cards associated with WeChat can independently obtain the payment limit in 500 yuan. 2065438+March 2008, license plate = payment code, WeChat directly launched the "high-speed e-line". On June 29th, 20 18, WeChat Pay and Michelin Guide announced a strategic cooperation in Guangzhou.

User binding card

1. Open WeChat, enter the "Me" option, and click "Wallet".

2. After entering the "Wallet" option, click "Bank Card" in the upper right corner to enter the "My Bank Card" option, and click "Add Bank Card" to set the password;

4. Enter the name and card number of the bank card holder according to the prompt;

5. Fill in the card type and mobile phone number and bind them;

6. The mobile phone will receive a short message with a verification code, and the verification code will be filled in and confirmed;

7. Enter it twice to complete the payment password setting, and the bank card is bound successfully.

operating procedure

WeChat official account opens WeChat payment process.

Wechat Payment (merchant function) is a complete set of solutions for the public platform to provide sales promotion, payment and collection, and business analysis for official WeChat accounts. Merchants push product messages to subscribers through customized menus and keyword replies, and users can complete the purchase and payment process in WeChat official account. Merchants can also generate QR codes from product web pages and publish offline scenes, such as stations and advertising posters. After scanning, users can open the product details and purchase directly on WeChat.

1, application conditions/qualifications

To apply to become a public account payment merchant, the following conditions must be met.

1) public account with service number;

2) Public accounts must pass WeChat authentication; (unauthenticated users can apply for WeChat authentication first);

Tips: You can apply for the WeChat payment function after the WeChat certification qualification is approved.

2. Specific application process:

1) Enter the application page, and the public platform = "WeChat payment;

***3 sheets

Schematic diagram of official WeChat account opening

Fill in "basic information of merchants", "business audit information" and "financial audit information".

2) Sign a letter of commitment

After the data is approved, download the letter of commitment template according to the guidelines, and sign and seal it;

Tips: The Commitment Letter can only be downloaded after the three materials "Basic Information of Merchants", "Business Audit Information" and "Financial Audit Information" have been approved.

3) Sign the agreement

Confirm the business information and sign the WeChat payment service agreement online without mailing the contract.

4) Precautions

① The audit time of each stage is 7 working days.

(2) If the audit fails, you can check the reasons for the failure on the WeChat public platform "Notification Center". Please modify and upload again.

③ In order not to delay entering the next step, it is suggested that the merchants conduct development work simultaneously when signing the contract (Tencent will send important development parameters related to WeChat payment to the email address filled in the "Business Audit Information" when it is approved).

APP opens wechat payment process

1) application registration and authentication

2) Register an open platform account, submit the basic information of APP, and apply for review through the open platform;

1. Submit application materials online;

2. Sign the agreement;

3. Function release;

4. After the development is completed, you can call the content of WeChat payment module in the APP to initiate payment.

References:

Baidu encyclopedia-wechat payment