Can Luzhou decoration get provident fund?

Luzhou decoration can not take the provident fund.

Decoration did not enter the policy scope of withdrawing provident fund. According to the regulations, only the "Dangerous Housing Appraisal Certificate" provided by the housing quality supervision department at or above the county level can be recognized as an overhaul. Housing provident fund policy stipulates that decoration, decoration, medium repair, minor repair and other acts are not allowed to withdraw housing provident fund.

You can withdraw the provident fund under the following circumstances:

1. Employees who take lump-sum payment shall provide purchase contracts or agreements, and purchase invoices or receipts shall be used for withdrawal;

2. If the owner-occupied house is purchased by way of loan or installment payment, a loan contract shall be provided, and it shall be withdrawn with the down payment invoice;

3, the construction of owner-occupied housing, the need to provide the homestead approval issued by the planning and housing management department at or above the township level or other building approval documents, purchase and construction materials refund invoice;

4. If the owner-occupied house is overhauled, the person living in the bungalow shall provide the repair application put forward by the property owner, the repair certificate issued by the housing management department and the invoice for the repair cost.

Attention should be paid to the withdrawal of provident fund loans for housing decoration:

1, the relevant provisions of the provident fund clearly stipulate that general housing, construction or renovation can be withdrawn from the provident fund, but minor renovation and other things cannot be withdrawn;

2, the so-called overhaul is the demolition of some relatively large projects. Some small decorations and renovations are impossible;

3. Therefore, not all renovations can draw provident fund loans, and there are certain conditions.

To sum up, there are three situations in which the decoration fund is withdrawn: the purchase of new houses for decoration, the purchase of second-hand houses for decoration and the renovation of original owned houses.

Legal basis:

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.