Joke Collection Website - Public benefit messages - What should I do if the car is secretly towed away?
What should I do if the car is secretly towed away?
1. Call the police immediately: once the vehicle is found stolen, you should call the police immediately and provide the police with relevant information of the vehicle, such as license plate number, model and color, so that the police can search and investigate.
2. Contact the vehicle mortgage loan institution: If the mortgaged car is stolen, you should contact the vehicle mortgage loan institution in time to inform it of the theft of the vehicle and provide relevant supporting documents, such as the police report certificate.
3. Looking for witnesses: Look for witnesses who witnessed the theft of vehicles and obtain relevant information provided by witnesses, such as the time and place of vehicle theft, vehicle color, possible license plate number, etc. , so that the police and relevant agencies can find and investigate.
Mortgaged cars need to meet the following conditions:
1. Vehicle ownership belongs to the applicant: mortgage loan can only be made if the vehicle ownership belongs to the applicant.
2. The vehicle has paid taxes and insurance: the vehicle needs to pay taxes and insurance to prove that the vehicle has been operating in a legal state.
3. The vehicle is not pledged or mortgaged to other lending institutions: the vehicle cannot be pledged or mortgaged to multiple lending institutions at the same time, otherwise it will involve disputes among multiple creditors.
4. The vehicle has not been sealed up or frozen by judicial organs: if the vehicle has been sealed up or frozen by judicial organs, it cannot be used as collateral for mortgage loans.
5. Car age meets the requirements of lending institutions: some lending institutions have requirements for car age. In general, the age of the vehicle cannot exceed 5 years or 10 years.
To sum up, it is illegal for the mortgage car to be towed away secretly. If you can find a car, you can apply to the police and the vehicle mortgage loan institution to investigate the legal responsibility of the offender and demand compensation for the corresponding losses.
Legal basis:
Article 4 10 of the Civil Code of People's Republic of China (PRC)
If the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties, the mortgagee may agree with the mortgagor to discount the mortgaged property or give priority to compensation with the price of auction or sale of the mortgaged property. If the agreement harms the interests of other creditors, other creditors may request the people's court to cancel the agreement. If the mortgagee and the mortgagor cannot reach an agreement on the way to realize the mortgage, the mortgagee may request the people's court to auction or sell the mortgaged property. Where the mortgaged property is discounted or sold, it shall refer to the market price.
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