I don't know anyone who owes me money. What if you call me every day and leave your phone number?

This kind of thing has happened to me more than once. The best way is to hang up and join the blacklist directly. If you call again, use the same method and it will be fine in a few days. Of course, there may also be SMS bombing, and mobile has SMS bomb business, which can be stopped in a short time. Anyway, this kind is more troublesome.

Today, a fan sent me a message saying that his friend was overdue, and the text message was sent to him all the time. The content has also been maliciously overdue, and if it is not repaid in time, it will have to go through the procedure. Send one or two. Keep sending it, this fan is also cheated. He is worried that his friend borrowed a loan with his mobile phone number or ID number.

Why do you keep texting him? In fact, as a friend in debt, more or less everyone knows that this is address book harassment. But for the contacts in the address book, they don't know or know what it means to explode the address book. It is normal to be harassed all the time and worry about whether your interests are threatened.

First, when the borrower borrows money, the loan APP will read the call record, address book and geographical location in the mobile phone. Once the borrower is overdue, the collection will look at the names of notes in the borrower's address book, or people who often call to harass and send messages in groups.

It's really not personal information, but most people have it. This just leaked the phone number. So please don't blame your friend for giving his phone number to others and making you an emergency contact. He is also very helpless. The loan platform will not say that he stole other people's privacy and got your phone number.

Because it is illegal, he can only say that the borrower has set you up as a contact.

Second, don't worry about whether the borrower used your mobile phone number or ID number to get a loan, and why he kept sending you messages. If you use a mobile phone number, you need a verification code. If you use an ID number, you need a verification code. Then the loan must be credited to the savings card in your name.

You haven't given the verification code and there is no more money in the savings card, so this matter has nothing to do with you. If you are still worried, you can make a credit report to see if there are any unknown loans under your name. Credit report will not deceive people.