What if the bank card balance is sufficient, but the automatic deduction fails?

The failure of automatic deduction on the repayment date of bank card is influenced by many factors, which may be caused by the following reasons:

1. Bank card balance is insufficient. Please make sure there is enough balance in the bank card.

2. Bank card limit. If the repayment amount is higher than the bank card limit, the withholding will fail.

3. The bank's automatic debit channel is delayed or other reasons.

4. You may have accidentally turned off the quick money payment service manually.

If you can't automatically deduct money after using the one plus mobile wallet APP, it is recommended to repay it manually in order to avoid overdue influence. You can operate according to the following path: "wallet > borrow money > my return > repay on schedule > go to repay > confirm repayment > enter payment password > submit repayment application > receive repayment success notification SMS from Huantai Finance."

Modify the default debit card:

The bank card bound when applying for a loan is the default debit card.

Replace the default debit card:

"wallet > loan > my return > click" debit from XX bank (XXXX) on repayment date "> select the default debit card to be replaced."

Add default debit card:

"wallet > loan > my return > click" deduct money from XX bank (XXXX) on repayment date "> add a bank card > fill in my savings card number and reserved mobile phone number > receive SMS notification from the bank > enter SMS verification code"