After a traffic accident, another insurance company will determine the loss. How long does it usually take to get the money?

Introduction: After a traffic accident, how long does it usually take the other insurance company to pay for the loss? Let's take a look with Bian Xiao!

I. Insurance Report

There is no rigid requirement for the time of auto insurance loss determination. If there is a traffic accident, the two sides can't solve it through consultation, so they need to call the traffic police to handle it. At the same time, if you want to insure, you should report the case to the insurance company in time and then determine the loss. There is a time limit for applying for insurance. After an auto insurance accident, you must report it within 48 hours. After the surveyor of the insurance company reports the case, he shall complete the investigation of the accident site and vehicle loss within 1 working days after receiving the company's back office notice. If it appears in a different place, the local insurance company will generally be entrusted to complete the loss assessment within 3 working days. After the auto insurance is fixed, according to the types of auto insurance and the nature of traffic accidents, the settlement speed of each single insurance is different. Under normal circumstances, the insurance company can complete the claim within a week or so.

Second, the loss determination process

After a traffic accident, call the police at the first time, and the traffic police will identify the responsibility for the accident. Vehicles and articles with traffic accidents will be handed over to the traffic police department for unified custody; No matter which city and when the accident occurs, the insurance company must be informed. After receiving the notice, the insurance company will send surveyors to conduct on-site survey in time. Surveyors will divide responsibilities according to the scene of the accident and determine the proportion of claims.

Third, compensation time.

If the insured has a traffic accident in the process of using the insured motor vehicle, causing personal injury or property loss to the victim, the insurer shall be liable for damages according to law, and the insurer shall be responsible for compensation within the compensation limit of each accident according to the compulsory insurance contract. Generally, the compensation time for car damage insurance is after the issuance of the responsibility certificate. However, the insurance company may not compensate as soon as the liability certificate comes out. The insurance company also needs to review the insurance purchase and the types of insurance purchased by the accident party in the company, and will only pay if it meets the payment. ?