The SMS of arbitration notice has been unsubscribed back to T.

If the collection message received by the borrower contains the words "unsubscribe back to T" at the end, it is very likely that some commercial platforms send false messages in groups.

Second, the specific analysis

Because the beginning number segment of this kind of short message at the end is generally 106X, which belongs to the spare number segment of the three major operators and is specially used for mass short messages.

Many lenders like to send short messages with numbers beginning with 106X, so some criminals will take advantage of this loophole.

A truly formal collection message will definitely indicate the details of the borrower's overdue amount, loan time, overdue days and so on.

Some text messages even indicate the borrower's loan contract number.

In addition to unsubscribing back to T-type SMS, if the borrower receives SMS messages such as "prosecution, court leaflets, uploading untrustworthy personnel, freezing Alipay, and saving cards", there is no need to panic, which are basically false SMS messages.

No one has the right to freeze any property of the borrower unless the borrower is really sued by the lender.

Even if sued, the borrower will receive a genuine leaflet mailed and stamped.

In addition, the freezing of property is generally executed after the court issues a judgment.

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Third, will it be okay to ask SMS to reply and unsubscribe?

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1. Not overdue: If the user is not overdue and receives the reminder message inexplicably, he will not receive the reminder message after unsubscribing by replying to the specified content.

And because the user's loan is not overdue, no matter whether the user unsubscribes or not, there will be no negative impact.

If users often receive reminder messages, they will not be harassed by reminder messages after unsubscribing.

2. It is overdue: loans overdue is overdue, and the overdue debt has not been paid off. It is invalid to cancel the subscription directly by SMS.

Because the loan platform will change a port and continue to send collection messages to users, users will receive collection messages after a while.

In the state of loans overdue, unsubscribing from SMS does not mean that the follow-up will be fine. As long as users do not pay off overdue debts, the negative impact of overdue will continue to expand.

Although the reminder SMS provides the unsubscribe function, if the user loans overdue fails to repay the loan, this function is invalid.

Users must pay off overdue debts as soon as possible according to the requirements of SMS collection, and then unsubscribe from SMS collection to avoid being harassed by SMS collection.

Users can also intercept short messages, but when the system sends short messages through another port, users need to intercept them again.