The online loan is overdue too much, and the money is automatically deducted. What kind of operation is this?

Just after the new year, I saw countless brothers start to have headaches. Without a job, there is no income, and the borrowed money is in danger of overdue. Borrowing friends began to ask for help.

I believe you should also have this kind of trouble when reading articles in front of the screen. No money is the second, but if your money is inexplicably deducted, isn't it more terrible?

I saw a borrower named Xiao Wang whose loan was automatically deducted. Let me share with you:

Xiao Wang recently launched five platforms, trying to say that money can last for a while. However, one morning, Xiao Wang received a short message on his mobile phone, reminding Xiao Wang that his bank card was quickly paid 323 yuan.

Xiao Wang was at a loss, and only after thinking about it did he know that this was a platform that was recently pulled out to automatically deduct the repayment amount this month.

I helped Xiaomei search online and found that there are quite a few examples of this situation like Xiao Wang. This is the case with my brother in this post. Brother is too late. He tried to go ashore by force, but he was rowed away as soon as he saved some money.

The same is true of the following brother, who worked hard to save some money and was taken away before taking it out.

After the credit card and online loan are overdue, if the debtor's savings card, Alipay and WeChat still have money, what will happen if the online loan is automatically deducted and repaid by the online loan platform?

The first type: court enforcement.

In fact, court enforcement is an act of refusing to repay even if it is judged as Lao Lai, but one of the cases may involve the operation of online lending platform.

If the court enforces it, it will definitely deduct the money, but here your money will not be directly transferred to the account of the credit reporting agency, but to the exclusive account of the court. So this situation is reasonable in retrospect.

The second type: the platform signs relevant confidentiality agreements.

If the online lending platform has signed relevant confidentiality agreements with Alipay or WeChat or even banks, the repayment may be deducted in this case.

This includes the balance of Yu 'ebao, Alipay and the bank card bound by payment. Of course, if you only authorize the platform to check the sesame credit score, there is no way for the other party to directly draw your money.

Actually, since I have money on me, why don't I pay it back? It's still very bad to accidentally overdue the high-interest fine! After all, it is easy to borrow and borrow, and it is not difficult to borrow again!