What should I do if I receive a court summons in a traffic accident?

After receiving the summons from the people's court, don't worry at first, because you may not have been taken to court. When the court accepts the plaintiff's lawsuit, it will serve you with legal documents, such as court summons, notice of responding to the lawsuit, notice of rights and obligations, notice of proof, court supervision card, etc. This is the prescribed action of the court.

When the people's court accepts the plaintiff's lawsuit, it shall, ex officio, add an insurance company for compulsory bus insurance as the defendant in this case.

Then the insurance company will send a lawyer to appear in court, and his defense and cross-examination opinions and opinions should be consistent with yours, except for the insurance exemption. So don't hire a lawyer (there is no need to spend this money).

Also, you have compulsory insurance, and you bear secondary responsibility in the accident. At the time of judgment, the court should order the insurance company to compensate the plaintiff within the limit of compulsory insurance, and then the rest shall bear their respective amounts according to the proportion of responsibility borne by you and the other party.

The whole accident caused the other party a loss of 222,000 yuan (this amount should also be legal, that is, it has a legal basis and is recognized by the court according to the relevant laws and regulations), including medical expenses, hospital food subsidies, continuing medical care and nutrition expenses of 50,000 yuan, and the rest nursing expenses, disability compensation, lost time, transportation expenses, spiritual comfort payments/kloc-0.70 million yuan and appraisal expenses of 2,000 yuan.

1. The insurance company shall pay the plaintiff 10000 yuan for medical assistance and 1 10000 yuan for death and disability, and the rest shall be borne by you and the other party (plaintiff) according to 30%: 70% (secondary responsibility: primary responsibility), because the other party is also a motor vehicle. That is, you bear 30,000 yuan and the other party bears 70,000 yuan.

But don't worry, the insurance company will compensate Yuan You for 95% of the 30,000 yuan in the third party liability insurance, that is, 30,000× 95% = 28,500 yuan. If you don't take out insurance, you have to bear 30,000-28,500 = 1.500 yuan.

Besides, the appraisal fee of 2,000 yuan mentioned just now is also 30%: 70% respectively (this item is not covered by the insurance company's compensation).