How to report the violent collection of loan platform?

1. How to report the violent collection of the loan platform?

Legal analysis: After encountering violent collection of online loans, borrowers can ask for help in the following ways:

Borrowers of 1 can follow the official WeChat account of Internet Finance Association on WeChat, click Contact Us on it, and then click I want to report it.

2. Banking Regulatory Bureau: The borrower can call the local banking regulatory bureau to complain, but there is no contact information of the banking regulatory bureaus in various regions.

3. Complaint: The borrower v. WeChat official account, complaining about the online loan that infringes on his rights and interests.

4. Industry and Commerce Department: Borrowers can complain on the official website of the National Internet. You can also pay attention to the official account of WeChat on the national Internet platform to make a complaint.

Legal basis: People's Republic of China (PRC).

Article 409 The mortgagee may waive the mortgage right, or agree with the mortgagor to change the order of mortgage right and the amount of secured creditor's rights. However, without the written consent of other mortgagees, the change of mortgage right shall not adversely affect other mortgagees. If the debtor mortgages his own property, and the mortgagee abandons the mortgage, the mortgage sequence or changes the mortgage, he shall be exempted from the guarantee liability within the scope of compensation, except that other guarantors promise to still provide the guarantee.

Article 410 Where the debtor fails to perform the pledge agreed by the trustor, the mortgagee may agree with the mortgagor to discount the mortgaged property or give priority to compensation with the price of auction or sale of the mortgaged property or property. If the agreement harms the interests of other creditors, other creditors may request the person to cancel the agreement. The mortgagee and the mortgagor failed to reach an agreement on the way to realize the mortgage right, and requested the people's court to auction or sell the mortgaged property. Where the mortgaged property is discounted or sold, it shall refer to the market price.

Article 411 Where a mortgage is established in accordance with the provisions of Article 396 of this Law, the mortgaged property shall be:

(a) the debt has expired and the creditor's rights have not been realized;

(2) Arrival and dispersion;

(three) the facts agreed by the parties

(4) Other circumstances that seriously affect the realization of creditor's rights.

Second, what should I do about the violent collection of online loans?

First, win the forgiveness of your family.

After the full-scale explosion, the most injured people were the family and friends in the address book, who were harassed by the phone. Therefore, it is suggested to contact them by sending a circle of friends, sending emails, making phone calls, etc., so as to obtain their forgiveness and let them stand on the same front with you to jointly fight against violent dunning. Otherwise, personal information will be leaked, and the dunner will pretend to be a friend and ask the work unit.

Second, the complaint notice

First of all, whether it is useful or not, we should learn to complain/inform and safeguard our legitimate rights and interests.

In case of violent dunning, leave evidence by screen capture, recording, etc., and complain to the local financial authorities of the lender. At present, many regions attach importance to the violent dunning of cash loans, and carry out severe activities one after another, so complaints may be handled immediately by the coordinating body.

Third, refuse to repay the loan.

If there is a dunning recommendation, suggestion or threat to repay the loan, don't believe it. This will only lead to more intense dunning. How many people ruined their personal lives with loans? This underline must be protected.

Third, will the loan violence collection be filed?

In China, the crime of intentional injury will be punished according to the circumstances of the crime, ranging from public surveillance to criminal detention. If the other party uses words and actions to intimidate, it may also be sentenced. However, the police need evidence to file a case. So everyone must pay attention to collecting each other's criminal evidence.