Joke Collection Website - Public benefit messages - Why doesn't Alipay use the bank card balance to pay now without SMS verification code? How to set verification code payment?

Why doesn't Alipay use the bank card balance to pay now without SMS verification code? How to set verification code payment?

Alipay does not need SMS verification for normal payment. Only when the system thinks that the current operation is risky will it require verification. The verification content can be ID number, bank card number, recently purchased items, Alipay friends, and verification code, and so on. Whether to verify, how to verify, and what to verify are all determined by Alipay Risk Control, and users cannot intervene or set them.