What is the mentality of boys who borrow money from girls in Zhihu?

That depends on the loan in that case. If it is the kind of boy who can only borrow money but is a little handsome, it is possible that this boy thinks he is very popular with women, and women will do anything for themselves. That kind of man is not self-motivated and irresponsible. Generally, boys who always lie to girls are glib and cunning.

If an honest and popular boy borrows money from you, it doesn't rule out what difficulties he has encountered!