Is it true that the team of foreign visiting lawyers of consumer finance came to our door?

It's a fake for a team of foreign visiting lawyers in consumer finance.

1. If the borrower owes a large amount and is overdue for a long time, it may be collected by the lending platform. For some malicious overdue users, the relevant platforms will take some repayment methods, such as sending text messages and making phone calls. And if they receive similar short messages that are overdue, then borrowers need to pay attention.

It is impossible to receive a door-to-door reminder. If someone really comes to the door, beware of being cheated. Please call the police in time and let the police uncle handle it.

3. Going to the door requires labor costs, and you may not get money when you go to the door, so that people will not waste all their time when they work all day. If you waste his working hours for a few days for your little money, you may not get the money back.

: National formal lending platform

Formal lending platforms include products of banks and products of financial technology companies, such as ant lending, micro-lending, money spending and JD.COM gold bars. A formal peer-to-peer lending platform refers to a licensed lending institution with complete business license, tax registration certificate, organization code certificate and other documents, and can query the company background, registered capital and legal person information in the national enterprise credit information publicity system. Borrowers must keep their eyes open before lending, and beware of false loans such as "routine loans".

Legality of foreign visit collection: it is legal if there is no illegal act in the collection process. In one case, the borrower owes a large amount, at least tens of thousands or even hundreds of thousands, so don't worry about hundreds of thousands. In this case, it is not enough to estimate the travel expenses at home.

2. Another situation is that the borrower borrows offline loans, and the loan company is close to the borrower's residence, such as in a community or a city. Online loans generally do not happen, so there are generally not many online loans to collect.

3. In another case, you can't reach me. In this case, the collection may find my hometown, so loans overdue should repay the loan in time. Legal basis: Article 67 1 of the Civil Code. If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.