Is it useful to send 360 text messages to apply for a quota?

Many people will receive short messages from online loans, such as a platform. You need to activate the news that you are exempt from auditing today, and the second is up. This kind of news is very attractive to people who are in urgent need of funds, but it is this kind of short message that is the trap of routine loans. After clicking the link, you will face the audit. You have to submit your relevant information and get the quota, especially the address book information. After you provide the card number, the limit will come out. You can directly dial it to the card, for example, 3,000 yuan, and your card will receive 1250 yuan immediately, and the rest is the so-called handling fee. In this way, you enter the trap of routine loan, which is another means of 7 14 anti-aircraft gun. This short message itself has nothing to do with the displayed loan platform, and it is a routine in the name of a regular company. If you encounter this kind of message, no matter how much you need money, don't ask for it, just pull it out. Don't enter the trap of routine loan!

First of all, many of these loans are usurious. I think many people are familiar with usury. That is, its interest is generally several times that of other regular loan companies, and it is always rolling. After rolling, the interest is several times that of the loan. Moreover, these loan companies will use many informal means to urge loans, so your personal safety is seriously threatened. Some people will say that my loan is a formal company and I should not face such a problem! Regular loan companies are not as serious as usury. But all your loan information will be displayed in the credit information system of the People's Bank of China.

If you are overdue, it will be fully displayed on it. This will greatly affect your personal credit status. Moreover, many banks are handling related credit card business or other loan business for you, such as loans for buying a house and a car. It will ask you to provide a personal credit report first. If it shows that you have borrowed money from some credit companies, then you may face the situation that the bank will not lend you money. I hope you don't get lost again. If you see such loan information next time, don't take out a loan just because it is easy. If you are really short of money, it is better to go to the bank for a loan, especially for some college students. Don't surf the internet. What do you think of this?