Can you tell me about the risk assessment function of personal mobile banking of BOC?

the validity period of personal mobile banking risk assessment of BOC is: the validity period of risk assessment is one year. It will take effect immediately after the fund risk assessment is completed.

you didn't make a risk assessment questionnaire when you first purchased the fund, or the assessment has become invalid, so you must conduct a risk assessment before purchasing the fund. When you enter the fund purchase transaction, the system will automatically judge whether the customer has conducted effective risk assessment after the transaction is confirmed. If not, you will jump to the risk assessment page and ask you to complete the risk assessment. The page will display 1 risk assessment questions, and the page will jump to the fund transaction confirmation page after submission.

You don't need to evaluate every purchase in the future. If you have completed the risk assessment in BOC and it is within the validity period, you can directly enter the trading page to trade.

Bank of China's personal mobile banking must also conduct risk assessment when purchasing wealth management products on consignment. The risk levels of wealth management products on consignment are divided into high risk, medium high risk, medium risk, medium low risk and low risk. The customer's risk tolerance can be divided into: conservative, steady, balanced, growth and enterprising, which are maintained by the backstage staff of the business department in the product system. If your risk tolerance does not match the selected consignment wealth management products, you are not allowed to trade.

The above contents are for your reference. Please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.