The Agricultural Bank of China will deduct money within a few days after making an appointment for large-denomination certificates of deposit.

7 days. After making an appointment, the Agricultural Bank of China's large-denomination certificate will go through four steps: submission, review, approval, and issuance. These four steps will take 7 days. After the review is successful, the deposit certificate will be sent to the user and fees will be deducted. So it's 7 days. In the first half of 2018, Agricultural Bank of China's net profit growth rate was 6.63%, China Construction Bank's was 6.3%, and the other two banks' growth rates were both lower than 6%; Agricultural Bank of China's non-performing loan balance was 185.895 billion yuan.