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Is the overseas delegation of Weizhong Bank true?
1, Weizhong Bank officially opened in 20 14, and it is the first internet bank in China.
2. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, using financial technology to explore and practice new modes and ways of serving the real economy in inclusive finance, and adhering to legal compliance and strict risk control.
1) Weizhong Bank has successively launched products such as micro-loan, micro-industry loan, micro-car loan, Weizhong Bank APP, Weizhong Enterprise EPP application, Goslin Money, we2000, etc., serving more than 250 million individual customers and more than 65.438+07 million corporate customers. Weizhong Bank has carried out technical research on the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and has become the first commercial bank in China to obtain the qualification of a national high-tech enterprise. 20 17.
2) Weizhong Bank became one of the top 100 banks in China. International rating agencies Moody's and Standard & Poor's; Poole rated Weizhong Bank as "A3" and "BBB+" respectively. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank". At the end of 20 19, the total assets were 291200 million yuan [7 1] and the net profit was 3.95 billion yuan [72-73]. In 20 19, the interest rate of new loans decreased by 1.84 percentage points compared with the previous year [74], achieving a win-win situation for both economic and social benefits.
3) Micro-loan, online, pure credit and instant loan products launched by Weizhong Bank, have distributed 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces and municipalities directly under the central government. The accumulated loans of the autonomous region exceeded 3.7 trillion yuan. About 77% of "small loan" credit customers are engaged in non-white-collar service industry, and about 80% have college education or below; The average loan is about 8,000 yuan, and the interest of more than 70% of the settled loans is below 100 yuan.
4) Weizhong Bank launched the first online unsecured corporate liquidity loan product in China-Weizhong Industrial Loan [34-35]. More than 70% of micro-industry loan customers are manufacturing, wholesale and retail and high-tech industries, and more than 60% of enterprises have obtained loans from bank companies for the first time [36-37]. Small and micro enterprise loans serve more than 65.438+0.7 million small and micro enterprise customers, with accumulated loans of nearly 400 billion yuan, indirectly supporting nearly 4 million people's employment.
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