What if Meituan's loan is unable to repay?

When you find that your Meituan loan is overdue, you should do it immediately:

1. Get in touch with the customer service staff who borrowed from Meituan immediately, explain the reasons for the overdue, inform the other party that it will repay the loan immediately, and ask the other party not to report the overdue records to the central bank for credit investigation;

2. Raise repayment funds immediately, pay off overdue principal and interest together with overdue penalty interest as soon as possible, and then call the Meituan to tell them that they have paid off their debts by borrowing money.

Repayment steps:

1, open Meituan APP.

2. Click the "My" button below.

3. Click "Remaining Loan"

4. Click the area of the loan amount on a certain day in a certain year.

5. Click to view all loans.

6. Click "All Settlement" on the loan information page that pops up.

7. Click "Confirm Settlement" in the pop-up information box, and the repayment will be completed after the payment is completed.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version:11.15.438+0.

Extended data

1. What is Meituan Loan?

Meituan loan (Meituan living expenses) is a pure credit loan product provided by Meituan, which can withdraw consumption. The living expenses of Meituan are calculated on a daily basis and repaid on a monthly basis.

Tips: Peer-to-peer lending is risky, so choose carefully. If funds are needed, they can also be handled through the official channels of the bank. Banks provide unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications.

Second, the conditions of bank loans:

1. A natural person aged 20-55 with full capacity for civil conduct; Have a local permanent residence or long-term residence certificate and a fixed residence.

2. Have a stable and legal income source, have the ability to repay the principal and interest of the loan on schedule, and the annual household income of the borrower is more than 20,000 yuan; The credit rating assessed or recognized by the bank is BBB or above.

3. It has a good reputation in the personal credit information system of the People's Bank of China and has no bad credit record.

4. Individual housing loan/provident fund loan quality customers must meet the relevant conditions at the same time;

5. Paying high-quality provident fund to customers must meet relevant conditions at the same time;

6. Never had a record of personal loan default or other default in the bank.

7. Stock of high-quality paid employees;

8. Other loan conditions required by the bank.