What should I do if I receive a text message informing me to visit?

The bank employee's credit card access has expired. They need to introduce themselves to the collection staff, negotiate with the collection staff and re-determine the repayment.

Credit card overdue

It has a great impact on cardholders, which will not only cause overdue interest, but also charge overdue fines. What should I do if my credit card receives the access information overdue?

Bian Xiao compiled the following knowledge.

1. What should I do if my credit card receives the access information overdue?

1. The other party hasn't come to your home yet, but he tells you that he will come to your home and that he will pay back the money as soon as possible, saying that there are special circumstances such as sick old people and frightened children at home, so that the other party should try not to go to your home.

2. If the other person has arrived at your home, you can tell yourself that there is a camera or a recording pen at home, suggesting that the other person should behave properly. Let the other party show his work permit and the creditor's authorization.

certificate of appointment

,

identity card

. If the other party forcibly enters, it can directly call 1 10 to report to the police and accuse the other party of forcibly occupying the citizen's housing right.

Second,

Non-repayment of online loans

Will you go to jail?

Online loan

No, I won't go to jail yet, and the online loan won't return.

civil liability

, will not bear criminal responsibility.

According to our country's laws, debts must be paid.

debtor

Temporarily unable to repay, after

creditor

Agree with the people

court

The award can be repaid by the debtor in installments. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

202 1 1 1 Effective "

?the Civil Code

Article 577 stipulates that if a party fails to perform its contractual obligations or fails to perform its contractual obligations in conformity with the contract, it shall bear the liabilities for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 578 stipulates that if one party clearly expresses or shows by his own behavior that he will not perform his contractual obligations, the other party may require him to bear the liability for breach of contract before the expiration of the time limit for performance.

After the credit card is overdue, you need to indicate your willingness to repay to the bank, and then apply for suspension or installment repayment. Applicants should bring their ID cards, fill in the credit card application form and provide proof of income. And if the credit card is overdue, the bank will also collect it. There are many ways to collect money, including home visits. Everyone should pay attention to the credit card not to be overdue, otherwise the impact will be serious. For the specific solution, please click the consultation button below to communicate with lawyers one-on-one and get the "solution".