Save it. What about prosecution?

Legal analysis: If you are sued to the court, the court will serve you with a complaint and a summons, which are all paper materials that you need to sign for. It's not a text message, it's a text message sent by the other party, just to scare you. Don't ignore them and pay back the money in time. The sentence should not be enough. It is suggested to repay the loan as soon as possible to avoid more disputes. You'd better pay back in time, otherwise it will affect your credit. If one party takes possession of the other party's property according to the contract, and the other party fails to pay the payable amount according to the contract within the agreed time limit, the possessor has the right to seize the debtor's property. When the debtor or a third party provides certain property to guarantee the debtor to perform the debt, when the debtor fails to perform the debt, the creditor may seize the collateral and give priority to the realization of his creditor's rights with the value of the collateral.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.