What are the methods to cancel the transaction restriction of GDB card specific merchants?

The methods to remove the transaction restrictions of GDB card for specific merchants include changing merchants, changing POS machines for credit card consumption, signing GDB cards or choosing online payment. The credit card specific merchant limit of Guangfa Bank is not the risk control for users, but the automatic risk control for merchants by the system. It is worth noting that the credit line of a specific merchant of Guangfa Bank cannot be lifted manually, and the credit card can only be used again after the risk control of the merchant is lifted by the system.

The specific merchants of Guangfa Bank generally refer to three-point merchants and real estate merchants. When you receive a short message reminding that the consumption in a specific business exceeds the limit of the amount used, it is generally because the user's transaction is subject to risk control. At this time, you can choose to change merchants' consumption or POS machine consumption. If the consumption is normal, you should not consume POS machines with abnormal prompts.

Of course, limit users' offline consumption. If online consumption is not restricted, you can use online payment to complete credit card consumption.

The reason why the GDB card will receive short messages about the consumption limit of specific merchants is that cardholders who receive short messages from specific merchants often cash out on POS machines, which leads the credit card center of Guangfa Bank to find that cardholders who receive short messages from specific merchants have abnormal transactions through big data. After verifying the fact of illegal cashing or false trading, Guangfa Bank closed the transaction channel of the cardholder's POS machine after confirming the violation.