Which lines are triggered by collectors and will go to jail?

Whether borrowing on the platform or private lending, once overdue, collection is an inevitable process. Many people have seen collection methods, and many collection methods are in a gray area, but there are always a few that may violate the bottom line of the law.

1, the collector embezzled and owed money.

According to Article 270 of China's Criminal Law, anyone who illegally occupies other people's property and refuses to return it shall be sentenced to fixed-term imprisonment of not more than two years, criminal detention or a fine; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than two years but not more than five years and shall also be fined. And the amount of illegal possession reached 10000 yuan, reaching the starting point of criminal punishment.

2. Defamation and insult

The crime of insult and libel is a crime that needs to be dealt with before a lawsuit can be filed. The plaintiff can collect and provide evidence to file a case. So sometimes, you can't send text messages to debtors without conclusive evidence. At the same time, some experienced debt collectors sometimes induce the collectors to say some insulting words and record them, and then threaten the collectors in turn. Therefore, this collection method is actually an act that harms others and does not benefit others.

3. Physical conflict

Once there is a physical conflict in the collection process, once it develops into intentional injury. Article 238 stipulates that anyone who illegally detains others or illegally deprives others of their personal freedom by other means shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights. Those who are beaten or insulted shall be given a heavier punishment. Those who cause serious injuries shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years; Whoever causes death shall be sentenced to fixed-term imprisonment of not less than ten years.