Is it true to send a text message saying that the recent mailing address of the document is overdue for 6 months?

After the traffic credit card was overdue for 6 months, I sent a text message saying that the recent mailing address of the document was true.

If the shipping credit card is overdue for 6 months, you may receive a dunning message or phone call. Some credit card companies may threaten to take legal action or send a letter to inform you. This is a collection method to urge you to repay as soon as possible.

In order to avoid overdue repayment, it is recommended that you prepare for repayment before the repayment date to ensure that the credit card bill is paid off on time.