Can the flower buds be used again after they have expired 100 days?

After the flower bud is overdue for more than 100, the system will directly restrict the use of the flower bud function. When the overdue debt is paid off, the system will regularly evaluate whether the account can be restored, and there is no way to manually intervene to restore the right to use. If you want to restore the use of flower beds, you should pay off the arrears as soon as possible and maintain a good credit record. Alipay platform will decide whether you can restore the right to use the flower bed according to the change of account bill.

Effect of bud overdue for 7 days

If the flower garden is overdue for 7 days, you will receive a repayment reminder from Alipay's official SMS, as long as you pay back the money in time. Generally, the delay of flower buds within 7 days will not have much impact, which may reduce the sesame score of personal accounts, but it will not affect the use of flower buds.

Effect of bud overdue exceeding 1 month

If the flower buds are overdue for one month, there will be a negative record on sesame credit, which will affect the sesame score and flower bud quota. If the flower bud is overdue for more than one month, the flower bud may be closed by the system, and the flower bud can not be used until the overdue amount is paid off. If there is a serious overdue time, it will affect the credibility of Huabai. Even if the overdue money is paid off, it may not be possible to use the flowers in a short time.

Repayment method

1, the flower garden quota allows users to experience "spend this month, pay it back next month, and it is super long and interest-free". Repayment can be made on the 9th day of the following month after the user confirms receipt of the goods, and the interest-free day can be as long as 4 1 day. Users can also set the repayment date on Alipay as 15 or 20th of each month. It should be noted that the repayment date can only be changed once a year, and it will not be changed once it is operated.

2. Ant flower buds can also be repaid in installments. Users can repay in 3, 6, 9, 12 months, and repayment by stages can also reduce the repayment pressure of users.

3. When the billing date of the monthly flower garden appears, the user needs to pay off all the bills according to the repayment date of Alipay. If it is overdue, there will be overdue fee, which is equal to overdue principal * overdue days *0.05%, so Bai Hua's overdue debts should be paid off as soon as possible.