Is there a short message prompt for swiping the card?

If you turn on SMS notification, generally speaking, there will be SMS reminders when you enjoy your credit card.

If you are prompted that the loan application has been successful, all you need to do is swipe your credit card when you spend, and then call the credit card center to explain. Loan enjoyment is a service that exists independently of the credit card limit of Bank of Communications under your name. You can call customer service to open it, or enjoy the loan. Experts can call you to open it. It will be opened before May 3rd1.This service is valid and you can enjoy the loan within 90 days after opening.

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1. Exclusive credit line is a single non-circulating credit line added under the designated card in addition to the original credit line. This credit line does not participate in or affect the original credit lines of all credit cards under the cardholder's name, with a maximum of 654.38+0.5 million. This limit is valid for 90 days from the date of successful application. Non-recovery of credit line means that the used credit line will not be automatically recovered due to repayment, return, cancellation of installment and other reasons.

Second, customers can use credit lines in most merchants who spend their daily lives, such as household appliances, high-end department stores, watches and jewellery, home decoration, furniture purchase, high-end banquets, travel vacations, wedding photography, further training and education courses, etc., covering all aspects of life, but businesses such as real estate, finance, securities, lottery tickets, hospitals, tax payment and government services cannot use credit lines by stages. The Bank of Communications credit card website will regularly update the types of merchants who are not allowed to use credit lines. For details, please refer to the website of Bank of Communications Credit Card.

Third, the initial amount of a single transaction and automatic installment. When the customer's single consumption through the UnionPay line is greater than or equal to the initial amount of the transaction, that is, 65,438 yuan+0,500 yuan or 3,000 yuan or equivalent foreign currency (this amount is selected by the customer), and the conditions such as the scope of use of merchants are met, the system will automatically pay for the transaction by installments.

4. Customers can choose 6 issues, 12 issues or 24 issues. Customers can change the number of periods within the validity period, which will take effect immediately. The number of installment payment starts from the first billing cycle after recording the installment payment transaction.