Is the lightning loan bankrupt? Why did you call by text message?

Many users have used lightning loans for loans, but now lightning loans have closed down and they frequently send text messages and make phone calls. That's because lightning loans have been fully involved in third-party collection companies to help recover the principal. Lightning loan is a financial service platform controlled by China Internet Finance Association, which mainly serves the short-term and small-sum capital needs of capital demanders.

The first is the financial platform of China Internet Finance Holdings.

Lightning loan is a financial service platform marked with the national name, and it is a financial service platform under the name of China Internet Finance Association. Borrowing users have obtained corresponding credit lines through Bai Hua credit and personal identity authentication. The loan amount is generally between 65,438+0,000 yuan and 65,438+0,000 yuan, and the amount is relatively small, and the time for collection and review is relatively short, so it has become the favorite of young people.

2. The lightning loan has been connected to the credit information system of 100 banks.

Lightning loan has been fully connected to the credit information system of 100 banks. From 20 18, the financial service industry began to rectify on a large scale, and lightning loans also appeared problems such as slow borrowing and no quota. However, the lightning loan belongs to the financial products of the Internet Finance Association and has formal procedures. No large-scale issuance, only for borrowers with better qualifications.

3. Has the lightning loan been closed?

The lightning loan has not been closed, only because of the major adjustment of the financial industry, and there is no large amount of funds for the time being. At the same time, due to overdue recovery or malicious overdue of financial demanders, the funder cannot recover the principal. 202 1, the third party intervened to start a comprehensive collection work and strive to recover the investor's principal.

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Regardless of any online lending platform, the seriousness of overdue problems cannot be ignored. Lightning loan has been fully involved in the third-party collection work. After receiving the collection call, you must actively cooperate and try to solve it through consultation. The collection party will not carry out violent collection. As long as the borrower can actively repay the loan and only repay the principal through negotiation, the online loan company can negotiate and pass.