What are the basic conditions for Ping An Bank to apply for a car loan?

What are the basic conditions for Ping An Bank to apply for a car loan?

Ping An Bank's car loan application can be submitted to the preliminary examination of car loan only by providing personal identification.

Preparation materials for car loan application:

Proof of identity, residence and income.

Loan processing flow:

Submit application materials, bank approval, contract signing, loan lending.

What are the conditions for Ping An loan in China?

Hello, the general requirements of the borrower's conditions:

1. The borrower is between 22 and 65 years old and has full capacity for civil conduct.

2. Good credit information, repayment ability and repayment source.

3. The purpose of the loan is clear and legal, and the loan shall not be used for stock, securities and futures speculation, real estate speculation, or used for borrowing to seek illegal income.

4. Collateral (Collateral cannot be mortgaged across provinces, the borrower has complete right of disposal, collateral is not mortgaged, and there is no legal dispute).

What information do I need to apply for a car loan in Ping An Bank?

Ping An Bank provides customers with convenient services more conveniently when handling loan procedures. The procedures required by Ping An Bank for "New One Loan" applicants include: loan application form, second-generation ID card, work certificate or labor contract issued by the recent unit (indicating that the working time shall not be less than 6 months), income certificate, loan purpose commitment letter and a copy of Ping An Bank debit card. bank.pingan/youhui/xinyidaiwmcar.shtml

What are the conditions for Ping An Bank to apply for a full auto loan?

Registration certificate, driving license, commercial insurance, compulsory insurance.

What are the conditions for buying a car loan safely?

Property ownership certificate or homestead certificate (purchase contract and invoice)

I and my spouse's ID card/household registration book/driver's license

Marriage certificate (marriage certificate/divorce certificate/divorce agreement)

Proof of income of my spouse and me.

People from other places need temporary residence permits.

Water/electricity/gas/property payment documents or proof of residence in the last three months.

Bank passbook or certificate of deposit/stock/fund/national debt/insurance and other property certificates.

What are the requirements for applying for a Ping An loan?

Tips: There is no charge before lending: 1. Advantages of our products: no mortgage, quick approval, fastest payment 1 day, and flexible repayment method! 2. Loan amount:1-153,000. Loan Term: 1 year, 2 years Applicant qualification: (Premise: the applicant has a good credit record, and has used a credit card or handled any form of bank loan business! ) 1, domestic residents (excluding compatriots from Hong Kong, Macao and Taiwan) 2, age 2 1-55 years old 3, working or living in Suzhou (household registration is not limited) 4. Proof materials required for applying for a loan (photocopy): 1, and identification: ID card (front and back). Office worker: The bank has been in operation for almost three months. 4. Proof of address: living in a private house: provide a copy of the real estate license and a bill of payment for the last 1 month (water, electricity, gas, fixed telephone,); Rent: lease contract, recent 1 month rent receipt and payment list (water, electricity, gas, fixed line,). Auxiliary certificate: property certificate (which can improve the loan amount and approval rate). My contact information is my registered name.

What are the procedures for Ping An Bank to borrow money to buy a car?

Buying a car with a loan is very common now. Compared with buying a car in full, buying a car with a loan takes up less family funds and is more conducive to family financial management in the long run. The so-called car loan refers to a new loan method in which banks provide RMB-guaranteed loans to car buyers who buy cars at their special dealers. There are basically three channels to apply for car loans, the first is banks, the second is auto finance companies, and there are also internet financial platforms. So what are the procedures for applying for a car loan? We can learn about it through bank loans.

When car buyers apply for loans from banks, they need to meet the corresponding conditions first. These conditions include:

Car buyers must be at least 18 years old and be China citizens with full capacity for civil conduct; Car buyers must have a relatively stable job and a relatively stable economic income or assets that are easy to realize in order to repay the loan principal and interest on schedule; During the period of applying for a loan, the car buyer deposits the down payment of the car into the account of the savings counter of the handling bank, which is lower than that stipulated by the bank; Provide bank-approved guarantees to banks. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan; Car buyers are willing to accept other conditions that the bank deems necessary.

After meeting the above conditions, car buyers need to submit corresponding procedures when applying for loans, including:

Copy of ID card, copy of household registration book, copy of marriage certificate, income certificate, bank statement and copy of real estate license. If the applicant has no personal property, he can guarantee it through a company with related business. In addition, when applying for different car loans, there may be some procedural differences, which applicants need to pay attention to.

In addition to banks, internet financial platforms can also apply for car loans. For example, in Ping An Pratt & Whitney, you can apply for a loan to meet the demand for car purchase, and the procedures it requires are simpler. To apply for a loan in Ping An Pratt & Whitney, you need to submit different materials according to different products. For example, applying for a salary loan requires proof of income, while applying for a life insurance loan requires proof of life insurance. But relatively speaking, it is more convenient to apply for loans in Ping An Pratt & Whitney, and the lending speed is much faster than that of banks.

What are the conditions for Ping An Bank to borrow money to buy a car?

In order to solve many problems of consumers' demands for car loans, Ping An Bank lowered the conditions for car loans. A new loan product was introduced without any guarantee or mortgage. You don't have to go through complicated examination and approval procedures to apply for a loan in a bank. You only need to take your ID card, residence certificate, income certificate and work certificate, and spend about ten minutes filling out a loan application form to apply for a loan. If you don't want to apply to the bank, you can fill in the loan application through the internet. If you don't know about the loan, you can call the loan hotline and apply for a loan without leaving home. Moreover, Ping An Bank's loan time is short, the fastest is 1 day, and it has a unique remote approval mode, so that you can get unsecured loans only by visiting 1 time.

Can I borrow money to buy a car? Ping an bank loan.

Bank car loan: if you don't have real estate, find a friend with real estate as a guarantee, or find a loan from a guarantee company! Ping An's car loan interest rate will rise by 30%. If you have a credit card, see if you can borrow it! If it is a high-quality company or a listed company, the loan conditions can be reduced!

Loan conditions of Ping An Bank

Punch pay for half a year, social security, legal citizen