Is it true that CITIC Bank sent a short message after the deadline to submit the materials to the local court for preliminary examination?

After the deadline, CITIC Bank sent a short message saying that the materials submitted to the court where the household registration was located were untrue. According to relevant public information, this short message is a means of collection. When the bank wants to sue, it is not only a short message or a phone call, but also a court notice. Before the credit card is overdue, the borrower can directly handle the credit card bill installment or use the minimum repayment amount, which can not only relieve the repayment pressure, but also prevent the credit card from being overdue.