Processing flow of credit cards that will be reduced or exempted after receiving SMS from China Bank.

Most of these messages are "Please regulate your card use behavior and pay attention to keeping transaction vouchers, such as invoices and purchase orders, so that you can check transactions" or "Credit cards can only be used for personal normal consumption purposes and can only be withdrawn through ATM machines and bank counters, so please regulate your card use behavior"

Omen 2: Phone Reminder

As soon as I finished a transaction, I got a call from the bank. The main purpose of calling is to verify whether the transaction is conducted by myself to confirm whether there is any risk, which is also a sign that the credit card is blocked.

However, if our credit card is accidentally blocked, don't be too flustered. Wechat search: Kayoucha, get the credit card comprehensive score query report in real time, which will provide your credit card consumption behavior analysis and credit card transaction behavior analysis, find out the reason, and then take the initiative to explain to the bank that your credit card is normal consumption, and provide invoices, receipts and other consumption vouchers. If the voucher has not deteriorated, you can think of other uses yourself, for example, you were in a hurry and didn't have time to open it.