What about online loan collection harassment?

The following measures can be taken to deal with the harassment of online loan collection:

1. Stay calm: In the face of collection harassment, first of all, stay calm, don't be influenced by the other party's threats, and keep rational thinking.

2. Understand the legal provisions: understand the provisions of relevant laws and regulations on collection behavior, so as to know your rights and interests and how to deal with them.

3. Verify the debt information: verify whether the debt information claimed by the other party is true, including the loan amount and loan term. Make sure you have a clear understanding of debt.

4. Retain evidence: harassment collection is generally conducted by phone or SMS. Relevant communication records can be kept as evidence for future rights protection.

5. Communicate with the other party: If there are debts, you can communicate with the other party, negotiate the repayment method and time limit, and try to reach an agreement acceptable to both parties.

6. Complaint and report: If the other party's collection behavior seriously infringes on your legitimate rights and interests, you can complain and report to relevant departments, such as consumer associations and banking regulatory bureaus, for help and protection.

7. Seek legal aid: If you can't solve it yourself, you can consult a lawyer or legal aid agency for legal aid and advice.

In short, in the face of harassment of online loan collection, it is an effective way to keep calm, understand the law, retain evidence, communicate with the other party, complain and seek legal aid. I hope it helps you.

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