I signed a student loan contract online and received a verification code for collection. Why is there only an electronic contract without an acceptance certificate?

When handling student loans, you need to submit the receipt verification code received by SMS to the school for entry, and the National Development Bank will distribute the money to the school. Only electronic contracts have no receipt, so there is no acceptance certificate.

Under the condition of socialist market economy, the national student loan is an important measure to improve the financial aid policy system of colleges and universities in China and increase the financial aid for students from poor families in colleges and universities.

The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities.

Main loan forms:

National student loan; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.