If the flowers are overdue, how often do you call to urge them?

First, within three days after the flowers are overdue, the collection staff will call the user to collect the arrears.

Huabai itself is a kind of micro-credit loan, which is used in a way similar to a credit card. Users can use it at will within the agreed quota. The credit line used last month will be returned on 10 every month, and the user will return the credit card within the agreed time without paying interest.

If the user can return the flower buds on time, there will be no impact on the user's credit information, and there will be no collection staff to collect the users. If the user can't return the flower buds on time, it will have some influence on the user's credit information, and there will also be collectors to collect the users.

When the user's flowers are overdue, the collection staff will collect them from the user. At the beginning, the collection method was telephone collection. The collection staff will communicate with the user by telephone reminder to inform the user of the amount and time owed, and hope that the user will repay as soon as possible. Generally, telephone collection will be started within 3 days after overdue. Once the user is overdue, the collection staff will receive the overdue information of the user and start to collect the overdue information by phone.

Second, within one month after the flower buds are overdue, the collection staff will call the users every 2-3 days.

When the user's flowers are overdue, the collection staff will call the user to collect them, but the telephone collection staff will not communicate with the user by phone every day, but there will be a certain time interval. Conventionally, the collection staff will make overdue collection for users every 2-3 days to ensure that users can remember what they owe. If the collection personnel collect money from users every day, users will easily feel disgusted, which is not conducive to the return of remaining debts. If the telephone collection frequency of the collection staff is too low, users will not pay too much attention to overdue debts. Therefore, it is very important for the reminder to master the rhythm of collection.

Third, after the flowers are overdue for 3 months, the collection staff will use the method of prosecution to collect them, and almost no telephone collection will be carried out.

According to the rules of overdue collection, if the user's arrears are overdue for more than 3 months, the possibility that the user can finally return them on time is getting smaller and smaller, and it is difficult to recover the user's arrears simply by telephone collection.

When the user's flowers are overdue for more than 3 months, the collection staff will adjust the way of telephone collection, adopt the way of prosecution to collect the users, and put pressure on the users through the deterrent of court prosecution, which will help the users to return the arrears as soon as possible. The way of court prosecution has a great deterrent effect on users who owe money. When users receive the notice of court prosecution, most users are worried. Court prosecution will leave a bad record on the user's court execution record and will always follow the user, which will bring great inconvenience to the user's work and life.

For users, it is not worth it that the small amount of flowers are overdue and bring them trouble in court. Therefore, many users will try their best to get the remaining arrears back after receiving the court indictment. After entering the court prosecution stage, the collection staff will basically not call the user for collection, because at this time, the user has no feeling about telephone collection and will not pay attention to telephone collection.