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How does Citibank pay back the credit card?

How to return Citibank's credit card

Citibank credit card repayment method is as follows:

I. Alipay Repayment:

1, open Alipay and log in;

2. Click "More" on the homepage;

3. Find and click "Credit Card Repayment" in "Convenient Life";

4. Click "Repayment", and then choose Citibank credit card to repay.

Second, the self-service terminal repayment:

Debit cards with UnionPay logo are transferred to Citibank credit card for repayment through UnionPay convenient payment terminals (including national payment terminal, payment terminal, Fu You terminal and Lacarra payment terminal).

Third, the bank counter repayment:

Take Citibank debit card, deposit account or other bank debit cards and deposit accounts to the Citibank counter for transfer and repayment.

For more information about how to repay Citibank's credit card, please visit: See More.

How to return Citibank's credit card (debit card)?

Repayment can be made through Alipay, transfer from other banks, UnionPay online, Citibank online banking, automatic repayment, outlet counters, UnionPay convenient payment terminals, telephone banking, etc.

Citibank credit card (debit card) repayment guide, so that you can easily repay without worry.

Alipay supports credit card (debit card) repayment function, with free cross-bank repayment and fast receipt. You can log in to Alipay account through Alipay official website or mobile APP, select "Credit Card (Debit Card) Repayment", and fill in the credit card (Debit Card) information of Citibank to complete the repayment.

For users with Citibank debit card or deposit account, they can make free repayment through Citibank online banking or mobile banking, and receive the account in real time. Users with debit cards from other banks can enjoy fast repayment service through online payment and inter-bank clearing.

Lacarra covers more than 300 cities in China and has more than 50,000 payment terminals. Lacarra payment terminals can be found in nearly 100 well-known convenience stores such as Rosen, Quanjia, 7-1,Quik, Haode and CR Vanguard. You only need a few simple steps to repay your Citibank credit card (debit card).

If you have a Citibank debit card or deposit account, you can call the 24-hour customer service hotline of Citibank credit card (debit card) or go to the Citibank counter to open the automatic repayment service of Citibank deposit account. After opening, the bank will automatically deduct money from your designated account every month to repay the credit card (credit card).

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How to repay the credit card in installments of Citibank needs to pay attention to these rules.

Many card friends have this question: What are the installment repayment rules of Citibank credit cards? Next, Cai Xiao takes you to know about the relevant contents of Citibank's credit card installment repayment rules:

Citibank introduced installment payment convenience from March to 24, as follows:

(1) installment of the transaction

After consumption, you can apply for installment payment for your single expenditure.

1) temporary condition

The amount spent only needs to be above 500 yuan; Unlimited to spend time and place; You can apply three days after the transaction.

2) Number of periods:

You can apply for three, six, nine, 12, 18 or 24 installments, each for one month.

3) installment amount

You can apply for transaction installment after spending RMB card in 500 yuan (inclusive). Some transaction types cannot apply for transaction installment. Please refer to the rules and conditions for details.

4) installment rate

You only need to pay 0.72% of the installment principal amount every month as the installment fee.

5) Application time by installment

The main cardholder calls the 24-hour customer service hotline of Citibank Credit Card or logs in Citibank Online to apply for transaction installment, from the time when the credit card consumption is recorded (usually within 3 working days after consumption) to 2 working days before the next bill date.

(2) Payment by installments of bills

After your bill is generated, you can apply to pay all your bills in installments.

1) temporary condition

The installment amount of the bill is only 1000 yuan; The single consumption amount is not limited; You can apply after the bill is generated.

2) Number of installments

You can apply for three, six, nine, 12, 18 or 24 installments, each for one month.

3) installment amount

The bill installment is limited to the issued RMB account bill, and the installment amount is the part of the total bill after deducting the minimum repayment amount of the current period, and the installment amount is more than 1 1,000 yuan (inclusive), so the bill of this period can be applied for bill installment.

4) installment rate

You only need to pay 0.72% of the installment principal amount of the bill every month as the installment fee.

5) Application time by installment

The main cardholder can call the 24-hour customer service hotline of Citibank Credit Card or log on Citibank Online to handle the bill installment within 5 working days from the day after the bill date to the due date of the current bill.

So much for the introduction of how Citibank pays back its credit card.