How to politely refuse a friend to borrow money?

Friends who borrow money politely refuse as follows:

1, tell her that you have been saving money to buy something bigger, such as a laptop and a digital camera. , indicating that there is no spare money at present. Or just used the money for other purposes a few days ago.

2. Explain that your funds have other uses. Don't be sad because you didn't lend money to others. It is not only difficult to get back the money you lent, but also likely to lose a friend.

3. See how much you want to borrow. If it's less than 200, say, "I don't have that much here. I'm sorry I've spent too much money recently. " .

Tell her your difficulties directly. If you don't believe me, show her your passbook. Of course, if she still refuses to give up such an unreasonable friend, she will still think of you after all!

Obviously, I am not rich, and I have to repay the loan. If you want to save face, it will be more painful if this happens again in the future!