How to protect bank card information?

Bank card number, password, cardholder’s name, identity, ID number, phone number and other private information.

Criminals often pretend to be 10086, 95588, 95533, 95555 and other telecom operators or banks to send mass text messages "Exchange points for cash". Text messages usually have a phishing URL that pretends to be an operator or bank. After logging in, the user will be asked to enter their account number, password, name, ID number, bank mobile phone number and other information. "Once the information is filled in, the scammer has obtained the information."

Modified POS machines can also extract bank card information. System platform vulnerabilities lead to leakage of personal information. Some network platforms have system vulnerabilities due to the lack of sound security management mechanisms, and hackers have maliciously downloaded databases. Various leaked databases have been integrated by hackers into a huge "social engineering library." Extended information

As for information theft methods, Tencent Mobile Manager security expert Lu Zhaohua suggested that users go to the bank in time to replace the old M1 card with an IC chip card, which can greatly reduce the risk of copying. If you encounter fraud, you should immediately freeze the card to prevent further losses - call customer service to report the loss or operate it yourself through mobile banking.

Secondly, report the crime immediately. Keep the filing receipt so that you have evidence when claiming rights from the bank. Go to a nearby bank to withdraw cash immediately and print the receipt. This is to prove that the card is in your hand and that transactions occurring elsewhere are counterfeit cards.

More importantly, be prepared for a rainy day. Lu Zhaohua emphasized that users should not click on any URL links in text messages, and should not trust any text messages and phone calls such as points redemption for cash or lottery draws. Do not transfer or remit money to any unfamiliar account.

In addition, install professional mobile phone security software for your phone. For example, Tencent Mobile Manager can accurately intercept various fraudulent text messages, fraudulent calls, phishing URLs, and detect and kill various mobile Trojan payment viruses to ensure the safety of mobile phones.

People's Daily Online - Bank cards do not want to be "cloned" and personal information must not be leaked