Are there any banks that are free of account changes, account opening and service charges?

1, Agricultural Bank: Agricultural Bank will only send SMS reminders for a single credit card transaction with the amount exceeding 500 yuan free of charge. If you want to receive SMS reminder of the following single transaction in 500 yuan, you can call the credit card customer service hotline of Agricultural Bank of China at 4006695599 or open SMS reminder service for full repayment of credit card through personal pocket bank. The monthly fee is 3 yuan, which is deducted from the credit card limit. Remember to pay back on time.

2. CITIC Bank: CITIC Bank also sends SMS reminders for free, provided that the single transaction is over 500 yuan and above.

3. Bank of China: The SMS reminder from Bank of China is the most sincere, and the amount and transaction form are not limited. As long as there is a card, SMS reminders will be sent, such as real-time transaction notification, SMS bill reminder, customer service notification, transaction fraud detection notification, account overdue payment notification, etc.

4. China Merchants Bank: China Merchants Bank will send SMS reminders for free, but it depends on the transaction type and transaction amount. All online transactions will be made, but domestic offline payments will only be made if the amount exceeds 300 yuan and above, and overseas offline payments will only be made if the amount is 100 yuan and above.

5. China Construction Bank: At present, CCB provides free SMS reminders for all credit card withdrawals, foreign currency transactions and large RMB transactions in 500 yuan and above. Small transactions below 500 yuan will not be reminded by SMS, but you can follow the official WeChat account on WeChat and enter "Anxin" in the dialog box to order "Longka Anxin" products. Small transactions below 500 yuan can also receive SMS reminders.

6. Minsheng Bank: Minsheng Bank only sends SMS reminders free of charge for transactions with consumption amount greater than that of 500 yuan, and SMS notification service is available for platinum cards and above, and SMS notification service is required for single transactions with Jinpuka and 500 yuan below, and 3 yuan is charged by account every month.