If I don't pay the loan in installments in time, I will deduct it directly.

If the lending institution has signed a deduction agreement with the user, it will generally initiate automatic deduction again after the deadline until all the funds to be repaid are deducted. However, if the user does not sign a withholding agreement with the lending institution, the repayment must be manually operated by the user, and the system will not initiate automatic deduction after the deadline.

In order to prevent the user from forgetting to repay the loan, the lending institution will generally sign a withholding agreement with the user by default, so the system will automatically deduct the money after it is overdue.