Wanda loan

Is Wanda Pratt & Whitney the same as Wanda Loan? There are these differences!

The online loan industry in China has experienced a period of development. In the online loan market, there are many loan platforms you can find. Some friends found that there is a platform called "Wanda Pratt & Whitney" and another platform called "Wanda Loan" in the online loan market. So, is Wanda Pratt & Whitney the same as Wanda Loan? Today, I will introduce you to the relevant situation.

What I want to tell you here is that Wanda Pratt & Whitney and Wanda Loan are different, and there are certain differences between them. Today, I would like to introduce the difference between Wanda Pratt & Whitney and Wanda Loan.

Operating subject

Wanda Pratt & Whitney is an online lending platform operated by Guangzhou Wanda Pratt & Whitney Network Co., Ltd., which belongs to Wanda Financial Group. Wanda Loan is an online financial brand under Wanda Group. Therefore, Wanda Pratt & Whitney and Wanda Loan are related and belong to "relatives", but they are different.

loan limit

Wanda Pratt & Whitney's loan amount does not exceed 50,000 yuan, while Wanda Loan's loan amount can reach 200,000 yuan. In other words, the loan amount of Wanda Loan is much larger than that of Wanda Pratt & Whitney.

Serve the public.

Wanda Pratt & Whitney can provide services for people with stable jobs and income sources above 18. Wanda Loan mainly provides services for people aged 22-55. There are some differences between the two loan platforms in serving the crowd.

Application channel

Wanda Pratt & Whitney lends money through Wanda Pratt & Whitney APP, and Wanda Loan lends money through Wanda Loan APP.

To sum up, Wanda Pratt & Whitney and Wanda Loan are different, and there are certain differences between them. Friends who need loans should choose the right platform according to their actual loan needs.

Difference between Wanda Loan and Wanda Pratt & Whitney

The differences are as follows:

Wanda Pratt & Whitney: Guangzhou Wanda Pratt & Whitney Network Co., Ltd. was established by Wanda Financial Group and obtained a network license.

Wanda Loan: the online financial brand of Wanda Group. Both of them belong to Wanda Group, but the difference between different loan platforms is that Wanda Pratt & Whitney has a larger scale, with a registered capital of 654.38 billion yuan and a formal small loan license.

"Wanda Loan" is a loan APP launched by Wanda Internet Credit Co., Ltd., which mainly provides "mobile loan" services for small and medium-sized enterprises and individual consumers.

Wanda Loan adheres to the innovation of financial science and technology, taking "technology and finance Entity Internet" as the core driving force, and continuously shortens the distance between users and financial services to provide users with convenient, efficient, safe and high-quality online credit services. Since its establishment, Wanda Loan has focused on the field and is committed to alleviating the lending problem of the general public. Now Wanda loan basically has the advantages and characteristics that traditional credit does not have, such as pure credit, unsecured, online application and three-minute loan.

I Wanda Pratt & Whitney Company

Wanda Pratt & Whitney is an APP developed by Guangzhou Wanda Pratt & Whitney Network Co., Ltd.

Wanda Pratt & Whitney is based on Wanda's ecological scene, with "technology and finance Entity Internet" as the core driving force, combined with the advantages of multidimensional transaction data and realistic scenes, innovatively integrates technology and finance and Internet means such as big data, cloud computing, mobile Internet and intelligent risk control, and is committed to building domestic scene-based online financial service providers, shortening the distance between users and financial services, providing high-quality inclusive comprehensive financial services that are efficient for the general public and small and micro enterprises, and practicing the road of inclusive development in technology and finance.

Second, the product features

Pure credit is unsecured, and the fastest online application is three minutes, which can alleviate the repayment pressure in multiple stages.

Third, winning the prize.

In July 2020, it was awarded the "Guangdong Province Company Demonstration Supervision and Evaluation Index System" A-level rating by the Guangdong Provincial Local Financial Supervision Administration;

In July, 2020, it was awarded "Pioneer of Financial Epidemic Prevention"-"Pioneer Enterprise Award of Epidemic Prevention" and "Advanced Case Award of Epidemic Prevention" by Guangdong Company Association.

Four. Infringement notice

On June 26, 2020, 10, the APP was notified by the Information and Communication Administration of the Ministry of Industry and Information Technology for infringing the rights and interests of users.

Which loan app is Wanda Pratt & Whitney?

Wanda Pratt & Whitney is an APP developed by Guangzhou Wanda Pratt & Whitney Network Co., Ltd.

First, online lending, p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a subclass of Internet finance industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.

2.2065438+In September, 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Loan Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support operating P2P online lending institutions to access the credit information system.

Third, the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.

Fourth, by encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Verb (abbreviation of verb) Peer-to-Peer Lending includes personal Peer-to-Peer Lending (P2P Peer-to-Peer Lending) and Internet. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress.

Six, the network refers to the Internet company through its control of the company, using the Internet to provide customers. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.

What platform is Wanda Finance?

Wanda Finance generally refers to Wanda Pratt & Whitney, which is a inclusive finance service brand under Wanda Investment Group and a regular licensee under Wanda Group. It is a platform for individuals and small and micro enterprises to provide credit loans and consumer loans. If users need to borrow money, they can borrow money directly on this platform.

The products and services provided by Wanda Pratt & Whitney include consumer finance and micro-loans, among which consumer finance includes Wan E loan, Wanda loan, Kuai Yi Hua, renovation by stages, Wanda Owner loan and Wanda Flower Garden, while micro-loans include Shang Hong loan and invoice loan. Invoice loan is a mortgage-free and guarantee-free credit network credit provided to small and micro enterprise owners based on the VAT invoice data or tax payment data of small and micro enterprises.

Wanda Pratt & Whitney must repay on time, because there will be penalty interest for overdue repayment, and the burden of overdue repayment will increase. Then after the overdue repayment, personal credit information will be affected, and after the credit information becomes bad, various loans will be affected, such as car loans or mortgages.

In fact, in the case of few personal loans, users can borrow from friends around them for emergencies, so as to avoid the interest on borrowing costs, and promise the repayment date when borrowing, and at the same time avoid borrowing from friends many times, because borrowing many times will also cause resentment of others.

Version information: Take Wanda Pratt & Whitney Version 4.2.9, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

What are the loans of Wanda?

Wanda's financial companies have also launched various microfinance products, mainly Wanda Loan, Kuaili Loan, Kuaiyihua and Wanda Pratt & Whitney. Their loan conditions, the use of funds, and the audit process are very different.

Wandadai

Wanda Loan is an online financial brand under Wanda Group, which mainly provides full-line financial services for individuals and small and medium-sized enterprises. At present, APP has two products, one is universal cash with a loan amount of1-20,000 and a daily interest rate of 0.3-0.4%, and the other is a "home improvement installment" product with a maximum loan amount of 200,000, which has not yet been publicly sold. At present, Wanda Loan adopts the white list invitation system to issue loan quotas. Not everyone is eligible to apply, and it can only be opened after receiving an invitation message.

Quick loan

Kuaili Loan is a consumer credit service platform launched by Wanda Internet Finance Platform, including pure credit small cash loans, credit card compensation and various large consumer loans. There are currently three products on the platform.

Quick loan: it is a kind of cash loan product that can be borrowed and repaid. The application threshold is low, 18 years old or older is enough. The maximum loan amount is 30,000 yuan.

Quick Easy Loan: It is a pure online cash loan product with a maximum loan amount of 20,000 yuan, and you can enjoy 0 interest discount after 7 days of settlement.

Quick and easy repayment: provide credit card balance compensation service, including 6 installments, 12 installment, 18 installment and 24 installment, with the lowest loan interest rate of 0.65%.

Kuaiyihua

Kuai Yi Hua is used in Kuai Yi Hua Bao APP. If you want to use Kuai Yi Hua, first set Kuai Yi Hua as the default payment method in Kuai Yi Hua Bao APP, which can be used in major wanda plaza, spend in advance, and then repay. You can enjoy interest-free or automatic installment payment service for up to 30 days, and the amount you can apply for is 1000 ~ 5,000 yuan.

Wanda puhui

Wanda Pratt & Whitney has a large scale and many loan products:

Ten thousand E loan: pure credit loan with low application threshold. The loan can be released in 3 minutes at the earliest, with the longest lending period 12 and the maximum amount of 50,000 yuan.

Wanda Flower Bud: It can be consumed by designated merchants under Wanda Group, and Wanda Flower Bud can be used in stages, similar to flower buds and white stripes.

Wanda Shanghong: merchant lending products for small and micro businesses in various industries.

Decoration by stages: you can apply for a loan for house decoration. Wanda Owner Loan: a large unsecured credit loan for high-quality customers with housing/insurance policies.

Is Wanda Loan a formal loan platform?

Wanda Loan APP is a "mobile loan" solution provided by Shanghai Wanda Co., Ltd. (hereinafter referred to as "Wanda Small Loan") for small and medium-sized enterprises and individual consumers. The APP can provide commercial loans and consumer loans, with a maximum amount of 200,000 yuan and a minimum amount of 1 1,000 yuan. Its biggest advantages are low application threshold, low interest and fast payment. The lender of Wanda Loan is Nanjing Bank. Since it is a banking financial institution, it will definitely be reported.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.