How to apply for a temporary credit card limit

How to apply for a temporary credit card? Six ways to help you solve problems

Credit card withdrawal can be divided into fixed amount and temporary amount. In order to increase the fixed amount, cardholders need to master various credit card skills. In order to ensure that the usage quota is up to standard, they even need to increase extra consumption, which is not cost-effective for many card friends who are not very strong in consumer demand. The application for temporary credit card limit is not so complicated, and you can meet your temporary consumption needs without the "overbearing" consumption of card friends. Let's teach you how to apply for a temporary credit card.

1, bank branch application

If a credit card applies for a temporary limit, if it is handled through the counter of a bank outlet, the cardholder can provide additional assets proof materials, which is conducive to applying for a higher temporary limit.

2. Online banking applications

Directly logging into the credit card center of the issuing bank in official website will provide a platform for applying for temporary quota. Click Submit. Under normal circumstances, the temporary line applied through online banking is 65438+ 00% of the credit line.

3. Customer service telephone application

Because the threshold for applying for a temporary credit card limit is relatively low, you can directly call the customer service phone of the issuing bank and apply for a temporary credit card limit after verifying your identity. This method is more convenient and faster, and is highly praised by card friends.

4. SMS application

By binding the mobile phone number of the credit card, the content set by the bank is sent to the customer service phone of the bank to establish an example. After the "ccte# last four digits # application quota" reaches 95533, the quota adjustment result will be received in less than 1 second, and the expiration date of the temporary quota will be clearly marked.

5. WeChat WeChat official account application

Pay attention to the official account of the issuing bank WeChat and bind the credit card, and you can apply for the temporary credit card limit through the menu bar.

6. Mobile banking applications

Summary: All the above six methods can be used to apply for temporary credit line, but cardholders need to understand that applying for temporary credit line requires cardholders to continue to use the card for at least 3 months, and there is no bad credit during this period.

How to apply for a temporary credit card limit? There are four main ways!

Credit card quota is divided into temporary quota and fixed quota. As the name implies, a fixed limit is the inherent limit of a credit card, while a temporary limit is valid. Generally speaking, the credit card limit we are talking about is fixed. Have you applied for a temporary credit card limit? Many friends don't know how to apply for a temporary credit card limit. Today, I will introduce you to four methods.

1, customer service telephone application

Credit card holders can directly call the customer service center on the back of the credit card and apply for a temporary quota directly from the customer service. If you meet the application qualification for temporary quota, you will generally be given a quota directly.

2. Mobile banking applications

After downloading the Pocket Banking APP directly from your mobile phone and binding your own credit card, you can apply for a temporary quota directly in the APP. If you meet the requirements, you will have a quota immediately.

3. WeChat WeChat official account application

Pay attention to the official account of WeChat, the official WeChat of the bank. You also need to bind a credit card. You can apply for a temporary credit line according to the prompt, which is generally included in the line management.

4. Bank official website application.

All banks have access to credit card business in official website, and you can apply directly in official website. If you have any questions, you can also ask online customer service, which is convenient and simple.

The above is the application method of temporary credit card limit for everyone. It should be noted that the temporary credit card limit needs to be paid off in one lump sum, and the limit will be restored after the temporary limit expires! Friends in need can try these four methods!

How to apply for a temporary credit card is quite common.

Applying for temporary credit card limit is generally a prelude for cardholders to increase the fixed credit card limit, because it is difficult to increase the fixed credit card limit. So, how do you apply for a temporary credit card? I will give you a detailed answer below.

1, customer service telephone application

Because the threshold for applying for a temporary credit card limit is relatively low, you can directly call the customer service phone of the issuing bank and apply for a temporary credit card limit after verifying your identity. This method is more convenient and faster, and is highly praised by card friends.

2. Online banking applications

Directly logging into the credit card center of the issuing bank in official website will provide a platform for applying for temporary quota. Click Submit. Under normal circumstances, the temporary line applied through online banking is 65438+ 00% of the credit line.

3. Apply for bank outlets

If a credit card applies for a temporary limit, if it is handled through the counter of a bank outlet, the cardholder can provide additional assets proof materials, which is conducive to applying for a higher temporary limit.

4. Mobile banking application

Log in to the mobile banking APP of the issuing bank and apply through the temporary quota application platform. Some banks will directly display the maximum amount that can be increased, and cardholders can also determine the specific amount of increase within the applicable amount. Pro-test the "Pocket Life" APP of China Merchants Bank.

5. Bank WeChat official account

Pay attention to the official account of the issuing bank WeChat and bind the credit card, and you can apply for the temporary credit card limit through the menu bar.

There are five ways to apply for a temporary credit line, but you can't apply for a temporary credit line too hastily. You need to keep your card in good condition for at least 3 months before you apply.

How to apply for temporary credit line of China Merchants Bank?

1. Install China Merchants Bank app on your mobile phone, and then open the software.

2. Click "My" to enter the interface.

3. Enter the password in the pop-up page and log in to your own Netcom.

4. Click on the personal consumption credit card.

5. Click on the credit line.

6. Click on the temporary limit.

7. Enter the quantity you need in Temporary Demand Quantity. Of course, this amount cannot be greater than the maximum amount that can be raised. Then click send verification code, and then enter the verification code received by the mobile phone.

8. Click Submit. After submission, you will immediately see the notification that the application has been passed. Next, you can safely swipe your credit card again.

Extended data

China Merchants Bank's credit card center is the first credit card center in China that operates independently in full accordance with international standards, which truly realizes the comprehensive and professional service of credit cards. While refreshing credit card records, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing with you", actively explores markets, expands market alliances and deepens market segments, and its functions and services are increasingly enriched and improved. It is one of the most innovative joint-stock commercial banks in China.

Since the launch of the credit card business at the end of 2002, it has taken the lead in launching "swiping a card to buy a plane ticket to get a million airline insurance", launching "repayment in consumption abroad and RMB", launching the interest-free installment payment business of credit cards, and taking the lead in launching functional innovations such as "SMS transaction reminder" and "full guarantee for lost cards".

In addition, the national initiative of permanent validity of points and international 24-hour road rescue service has gradually become the service standard of domestic credit card industry. In terms of product and service innovation, China Merchants Bank has innovated more than 100 credit card products and services, adhered to the cross-industry cooperation mode, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption industries to provide cardholders with products and functional services in a dual sense.

In April, 2006, China Merchants Bank occupied the first market share in the industry, and officially announced to build a "five-star credit card" with practical actions. In September 2007, China Merchants Bank took the lead in putting forward the concept of "five-fold security" credit card service, which consolidated its leading brand position in the industry.