Is Elephant Premium a Regular Platform?

Elephant Premium is a Haitao platform, and the operation mode of the platform is still very formal.

When purchasing goods, users can choose to pay by installments, that is, enjoy first and then pay, similar to Tmall and JD.COM. The product promise of the elephant premium product is authentic, so the regularity of the product is still relatively good.

There is doubt that the platform of Elephant Premium also provides loan service, which is operated by Beijing Yuanshiyun Technology Co., Ltd. Shanghai Branch. Because the filing information of the main company does not provide loan matching service, the loan service is indeed irregular.

1. Elephant Premium belongs to Wuxi Shi Yun Technology Co., Ltd., and is committed to building the most tasteful Haitao platform in China, providing users with products such as maternity products, luxury goods and small household appliances, and providing users with the most professional online shopping service.

2. The elephant premium 100% is owned by Beijing yuanshi county Cloud Technology Co., Ltd. ... Besides providing Haitao business, Xiaoxiang premium platform also provides loan business at present.

3. In April, 2020, it was reported that Yunnan International Trust Co., Ltd. was ordered to make rectification by Yunnan Supervision Bureau of China Banking Regulatory Commission for cooperating with Xiaoxiang Youpin in lending, which was mainly suspected of violating the rules in three aspects: outsourcing risk control business, excessive interest rate "floating to the top" and lending to institutions without lending business qualifications.

Four. Elephant premium products include installment product "Elephant Wallet", credit product "Yan Value Card Loan" and credit card repayment business "Elephant Repayment", and the official WeChat service number also provides loan services. In addition, in Sina Weibo wallet staging mall, the display of face-value card business is provided by a third-party elephant premium product, so it is suggested that it is not open to students for the time being. On 20 19, Xiaoxiang Youpin was named by Xinhua News Agency for granting campus loans.

5. On the third-party complaint website, there are also many complaints about Youxiang products, mainly focusing on the problems of beheading, routine loan, violent collection and so on.

6. According to the industrial and commercial data, in addition to Wu Zhongxi, the chairman, the shareholders behind Beijing Yuanshiyun Technology Co., Ltd., the parent company of Elephant Premium, and Beijing Wei Meng Chuangke Venture Capital Management Co., Ltd., which is privately owned by Sina, also participated in the financing of Elephant Premium.