How about Ctrip's financial credit loan?

1, platform background

Ctrip Finance is a subsidiary of Ctrip Group. Ctrip cooperates with major licensed financial institutions to provide loan services to users. Its products include credit loans, flowers, large loans and so on. , and have a certain strength. Borrowers can download Ctrip APP loans, and there is no need to pay any fees during the opening process.

2. Loan interest rate

Ctrip Finance mainly borrows flowers and brings flowers as two kinds of consumer credit loans, which do not need mortgage guarantee and can be handled directly online. Any loan product of Ctrip Finance is evaluated according to the comprehensive credit situation of the borrower, and differential pricing is implemented. The borrower's credit conditions are different, and the interest rate is also different, mainly in the loan page.

3. Loan amount

The loan amount of Ctrip's financial loan products is also differentiated credit, and the loan amount obtained by different borrowers will be different. Moreover, the loan amount is not fixed and will be adjusted irregularly with the change of the borrower's qualification. If the borrower continues to borrow from Ctrip Finance and repay it on time, it will help to develop good lending behavior.

4. Loan process

After downloading Ctrip Financial APP, the borrower registers the account with the mobile phone number of the real-name registration system, fills in the personal basic information according to the prompts, uploads the ID card and binds the bank card. After the comprehensive evaluation of the system, he will grant credit, and then submit a loan application after obtaining the quota, fill in the loan amount and term, and wait for the system to review. After passing, the system will transfer the money to the bound bank card.

The above is the related technology of "How about Ctrip's financial loan", and I hope it will help everyone.