What should I do if I receive a dunning message and I don't borrow money?

It is possible that the information was stolen. After it is clear that you have no loan, but you do owe a certain amount of loan, you need to call the police to solve the debt dispute.

When registering on some small websites or unknown websites, don't fill in real personal information carefully. Some small websites are vulnerable to hackers because of weak security measures, which leads to the disclosure of registered user information. At the same time, the staff management system of these small websites is not perfect, which may lead to the staff leaking user information to criminals.

You have a loan in other places, and the third party collects short messages from other channels under the guise of contacting you. Some friends have received similar information for this reason before.

This situation is either a scam message. Otherwise, someone will use your name to make online loans. If you don't feel at ease, call the police and let the police check for you.

Regularly kill Trojans on mobile phones and computers. Mobile phones and computers may be infected with Trojans during use, and these Trojans will send the information in the mobile phone or computer to the location designated by the writer. Therefore, we need to regularly use security tools to kill viruses on mobile phones and computers in parallel.

At the same time, we should develop good online habits: do not install software of unknown origin, do not open dangerous links, and do not browse illegal websites.