Will there be any tips on the blacklist of personal credit reports?

There will be SMS reminders on the blacklist of personal credit reports. You can go to the credit bureau for enquiry.

Compared with the central bank's personal credit report, the atmosphere of personal credit record is more extensive, and the institutions that publish it are more diverse. For example, Zhihu and Sesame Credit Score are all part of personal credit record. Generally speaking, it is more similar to the big data credit report on the Internet, which is a useful supplement to the traditional personal credit report.

Relevant provisions of the Regulations on the Administration of Credit Information Industry:

Article 35 The scope of personal credit information collection includes the following contents:

(1) Personal basic information: name, gender, date of birth, ID number, domicile, work unit and other information;

(2) Personal social public credit information: personal credit information formed by administrative organs, people's courts and organizations exercising public management functions in the course of performing their duties.