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Can I get the policy on the day I buy Ping An Insurance?
When to get the insurance policy is related to the insurance channel. If you apply for insurance at the branch of Ping An Insurance Company, you can get the insurance policy immediately.
If it is online insurance or telephone insurance, the insurance policy needs to be mailed to the applicant by the insurance company, which usually takes 5-7 days.
However, whether it is online insurance or offline insurance, once an electronic policy is generated, even if the insured does not get a paper policy, the insurance liability will take effect.
Whether the insurance contract is established or not does not depend on the issuance of the insurance policy. As long as the insured and the insurer reach an agreement on the terms of the contract, the insurance contract is established. Even if no insurance policy is issued, the insurer shall be liable for compensation. Unless the parties to an insurance contract agree in the contract that the insurance policy is the effective condition of the contract.
Extended Information According to Article 1 1 of People's Republic of China (PRC) Contract Law, written form refers to forms that can tangibly express content, such as contracts, letters, data messages (including telegrams, telex, faxes, electronic data exchange and e-mails);
Article 4 of People's Republic of China (PRC) Electronic Signature Law: A data message that can tangibly express its contents and can be retrieved at any time shall be regarded as a written form that meets the requirements of laws and regulations.
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